# Standard Life vs MyUtmost

The clearest difference is review sentiment: Standard Life at 84% against MyUtmost's 0%. Standard Life also leads on update cadence (fortnightly vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Standard Life ships an update fortnightly, MyUtmost every 4 months. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Standard Life | MyUtmost |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (25 ratings)](https://appshunter.io/ios/app/standard-life/id485692917/reviews)** | — |
| Number of ratings | **25** | — |
| Positive reviews | **84.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 months |
| Monetization | Free | Free |
| Size | 78 MB | 95 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Standard Life Assets and Employee Services Limited](https://appshunter.io/developer/1445867057) | [Utmost Life and Pensions Limited](https://appshunter.io/developer/1712856915) |

## What reviewers say

### Standard Life

[App page](https://appshunter.io/ios/app/standard-life/id485692917)

Manage your pension, top up funds, and view plan performance on the go. Securely message support, update beneficiaries, and explore retirement income options. Essential for existing customers to oversee their financial future.

**Highlights:** Manage pension payments, Top up pension funds, View plan value and performance, Update beneficiaries and retirement date, Transfer in other pensions, Secure messaging with support, Retirement income planning tool

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Straightforward and intuitive
- 🚀 Comprehensive pension management
- 🔒 Secure and trustworthy
- 👍 Clear and detailed information

**What reviewers complain about**

- 🐛 Occasional login and connectivity issues
- 🐛 Performance chart issues after recent updates
- 🐛 Forced portrait mode on tablets
- 🐛 Unreliable app stability

**Reported bugs**

- Login screen freezes
- App crashes on startup
- Pension balance disappearing from web app

**Requested features**

- Add ability to update beneficiary details
- Provide investment growth statistics
- Improve compatibility with tablet landscape mode


### MyUtmost

[App page](https://appshunter.io/ios/app/myutmost/id6470025129)

Access and manage your former Equitable Life individual policy information online. View policy values, annual statements, fund details, and payment history. Securely message support, update personal information, and explore retirement options.

**Highlights:** View policy value, Access annual statements, Manage unit-linked investments, Track premium payments, Secure messaging, Update personal details

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Standard Life free?

Standard Life is free to download, with no in-app purchases.

### Is MyUtmost free?

MyUtmost is free to download, with no in-app purchases.

### Do Standard Life or MyUtmost have ads?

Neither Standard Life nor MyUtmost shows ads.

### Which is updated more often, Standard Life or MyUtmost?

Standard Life ships an update fortnightly, and MyUtmost every 4 months. Most recently, Standard Life was updated on November 10, 2026 and MyUtmost on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*