# Standard Life vs Obsidian

The clearest difference is price: Standard Life at Free against Obsidian's $999.99. Standard Life also leads on update cadence (fortnightly vs every 3 months) and ratings volume (25 vs 1). Obsidian's advantage is rating (5.0 vs 4.3) and review sentiment (100% vs 84%). On ads and in-app purchases there is nothing between them.

Standard Life is free to download; Obsidian costs $999.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Obsidian holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Standard Life has 25 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 84% of Standard Life's written reviews are positive against 100% of Obsidian's.

Standard Life ships an update fortnightly, Obsidian every 3 months. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Standard Life | Obsidian |
| --- | --- | --- |
| Price | **Free** | $999.99 |
| Rating | [4.3 (25 ratings)](https://appshunter.io/ios/app/standard-life/id485692917/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/obsidian/id6756984324/reviews)** |
| Number of ratings | **25** | 1 |
| Positive reviews | 84.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | **Free with in-app purchases** | Paid |
| Size | 78 MB | 4 MB |
| Requires iOS | **15.1** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Standard Life Assets and Employee Services Limited](https://appshunter.io/developer/1445867057) | [1BIGRIG Ltd](https://appshunter.io/developer/1792073283) |

## What reviewers say

### Standard Life

[App page](https://appshunter.io/ios/app/standard-life/id485692917)

Manage your pension and investments on the go. Increase, top up, or stop pension payments, view plan values, and track transactions. Secure messaging and a retirement income tool are also available.

**Highlights:** Manage pension payments, Top up pension, View plan value and performance, Secure messaging, Retirement income tool, Update beneficiaries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Straightforward and intuitive
- 🚀 Comprehensive pension management
- 🔒 Secure and trustworthy
- 👍 Clear and detailed information

**What reviewers complain about**

- 🐛 Occasional login and connectivity issues
- 🐛 Performance chart issues after recent updates
- 🐛 Forced portrait mode on tablets
- 🐛 Unreliable app stability

**Reported bugs**

- Login screen freezes
- App crashes on startup
- Pension balance disappearing from web app

**Requested features**

- Add ability to update beneficiary details
- Provide investment growth statistics
- Improve compatibility with tablet landscape mode


### Obsidian

[App page](https://appshunter.io/ios/app/obsidian/id6756984324)

This app functions as a private, offline ledger to meticulously record your assets and their assigned categories and values. It allows for manual net worth tracking and periodic data snapshots without any automated analysis, prediction, or cloud-based features. The focus is on simple, secure, local data storage for personal asset management.

**Highlights:** Private offline ledger, Record assets, Assign categories and values, Manual net worth tracking, Periodic data snapshots, Local data storage only

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Standard Life free?

Standard Life is free to download, with no in-app purchases.

### Is Obsidian free?

Obsidian costs $999.99, with no in-app purchases.

### Which has better reviews, Standard Life or Obsidian?

Obsidian is rated higher. Standard Life averages 4.3 out of 5 from 25 ratings, while Obsidian averages 5.0 from 1 ratings.

### Do Standard Life or Obsidian have ads?

Neither Standard Life nor Obsidian shows ads.

### Which is updated more often, Standard Life or Obsidian?

Standard Life ships an update fortnightly, and Obsidian every 3 months. Most recently, Standard Life was updated on November 1, 2026 and Obsidian on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*