# Standard Life vs Cheque Ledger | دفتر چک

The clearest difference is rating: Cheque Ledger | دفتر چک at 5.0 against Standard Life's 4.3. Cheque Ledger | دفتر چک also leads on review sentiment (100% vs 84%). Standard Life's advantage is in-app purchases (none vs 2) and ratings volume (25 vs 2). On price, update cadence, ads and monetization model there is nothing between them.

Both are free to download. Cheque Ledger | دفتر چک sells 2 in-app purchases, starting at $0.99 per month. Standard Life asks for nothing beyond the download.

Cheque Ledger | دفتر چک holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Standard Life has 25 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 84% of Standard Life's written reviews are positive against 100% of Cheque Ledger | دفتر چک's.

Standard Life ships an update fortnightly, Cheque Ledger | دفتر چک weekly. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Standard Life | Cheque Ledger | دفتر چک |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (25 ratings)](https://appshunter.io/ios/app/standard-life/id485692917/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/cheque-ledger/id6811638363/reviews)** |
| Number of ratings | **25** | 2 |
| Positive reviews | 84.4% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 78 MB | 4 MB |
| Requires iOS | **15.1** | 26.5 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Standard Life Assets and Employee Services Limited](https://appshunter.io/developer/1445867057) | [Mohammad Najafzadeh](https://appshunter.io/developer/1694795606) |

## What reviewers say

### Standard Life

[App page](https://appshunter.io/ios/app/standard-life/id485692917)

Manage your pension and investments on the go. Increase, top up, or stop pension payments, view plan values, and track transactions. Secure messaging and a retirement income tool are also available.

**Highlights:** Manage pension payments, Top up pension, View plan value and performance, Secure messaging, Retirement income tool, Update beneficiaries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Straightforward and intuitive
- 🚀 Comprehensive pension management
- 🔒 Secure and trustworthy
- 👍 Clear and detailed information

**What reviewers complain about**

- 🐛 Occasional login and connectivity issues
- 🐛 Performance chart issues after recent updates
- 🐛 Forced portrait mode on tablets
- 🐛 Unreliable app stability

**Reported bugs**

- Login screen freezes
- App crashes on startup
- Pension balance disappearing from web app

**Requested features**

- Add ability to update beneficiary details
- Provide investment growth statistics
- Improve compatibility with tablet landscape mode


### Cheque Ledger | دفتر چک

[App page](https://appshunter.io/ios/app/cheque-ledger/id6811638363)

Manage your incoming and outgoing checks, contacts, and their financial balances. Track check statuses, receive due date reminders, and organize your financial transactions efficiently. Ideal for individuals and small businesses with check-based transactions.

**Highlights:** Manage incoming and outgoing checks, Track check statuses, Manage contacts and their balances, Receive due date reminders, Define check templates for auto-completion, Search and browse checks and contacts

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $4.99 | per year |


## Frequently asked questions

### Is Standard Life free?

Standard Life is free to download, with no in-app purchases.

### Is Cheque Ledger | دفتر چک free?

Cheque Ledger | دفتر چک is free to download, with in-app purchases available.

### Which has better reviews, Standard Life or Cheque Ledger | دفتر چک?

Cheque Ledger | دفتر چک is rated higher. Standard Life averages 4.3 out of 5 from 25 ratings, while Cheque Ledger | دفتر چک averages 5.0 from 2 ratings.

### Do Standard Life or Cheque Ledger | دفتر چک have ads?

Neither Standard Life nor Cheque Ledger | دفتر چک shows ads.

### Which is updated more often, Standard Life or Cheque Ledger | دفتر چک?

Standard Life ships an update fortnightly, and Cheque Ledger | دفتر چک weekly. Most recently, Standard Life was updated on November 1, 2026 and Cheque Ledger | دفتر چک on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*