# Horace Mann Mobile vs SWEPCO

The clearest difference is rating: SWEPCO at 3.0 against Horace Mann Mobile's 2.1. Horace Mann Mobile's advantage is iOS requirement (11.0 vs 15.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SWEPCO holds the better App Store score, 3.0 against 2.1. Both are backed by a comparable volume of ratings — 53 and 108 respectively. Written reviews complicate that: 23% of Horace Mann Mobile's written reviews are positive against 16% of SWEPCO's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 23, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Horace Mann Mobile | SWEPCO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (53 ratings)](https://appshunter.io/ios/app/horace-mann-mobile/id485827304/reviews) | **[3.0 (108 ratings)](https://appshunter.io/ios/app/swepco/id1263569347/reviews)** |
| Number of ratings | 53 | **108** |
| Positive reviews | **23.4% of reviews** | 16.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 23 MB | 37 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Horace Mann Companies](https://appshunter.io/developer/485827307) | [American Electric Power](https://appshunter.io/developer/655650238) |

## What reviewers say

### Horace Mann Mobile

[App page](https://appshunter.io/ios/app/horace-mann-mobile/id485827304)

Manage your insurance and financial needs with this app designed for educators. View billing, access insurance cards, file claims, and connect with your agent or customer service. Get policy details for auto, property, and life insurance.

**Highlights:** View billing and make payments, Access auto insurance cards, File claims online, Contact roadside assistance and customer service, Find and contact your agent, View policy details

**In-app purchases:** none

**What reviewers like**

- 👍 Seamless to use
- 👍 Amazing App - pay bill, access policy, claim, contact agent, see VIN
- 👍 Easy to use
- 👍 Great app, nicely laid out, user friendly
- 👍 Nice interface, easy to navigate

**What reviewers complain about**

- 🐛 App needs fixing, shuts down when switching screens
- 🐛 Needs notifications, only notifies when bills are overdue
- 🐛 Terrible app, never sent text to log in, email not registered/already registered
- 🐛 Useless app, can't get any info
- 🐛 App stopped working, policies show expired/canceled

**Reported bugs**

- App shuts down when switching screens and requires another code
- Email not registered/already registered issue during login/setup
- Policies show expired and canceled
- Unable to view car insurance policy on the app for almost a year
- App constantly fails

**Requested features**

- Add notifications for bill due dates
- Add Face ID for easy sign in
- Update the UI of the app
- Add Apple Pay for Payments
- View Roth IRA info


### SWEPCO

[App page](https://appshunter.io/ios/app/swepco/id1263569347)

Manage your utility account with ease. View and pay bills, report power outages, and track restoration progress. Access billing history, compare energy usage, and set up paperless billing and alerts.

**Highlights:** Report power outages, Check outage status, View and pay bills, Manage account details, View billing history, Compare energy usage, Paperless billing enrollment

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Horace Mann Mobile free?

Horace Mann Mobile is free to download, with no in-app purchases.

### Is SWEPCO free?

SWEPCO is free to download, with no in-app purchases.

### Which has better reviews, Horace Mann Mobile or SWEPCO?

SWEPCO is rated higher. Horace Mann Mobile averages 2.1 out of 5 from 53 ratings, while SWEPCO averages 3.0 from 108 ratings.

### Do Horace Mann Mobile or SWEPCO have ads?

Neither Horace Mann Mobile nor SWEPCO shows ads.

### Which is updated more often, Horace Mann Mobile or SWEPCO?

Horace Mann Mobile ships an update monthly, and SWEPCO monthly. Most recently, Horace Mann Mobile was updated on October 23, 2026 and SWEPCO on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*