# Horace Mann Mobile vs LVVWD

Horace Mann Mobile and LVVWD both sit at 2.1 stars, but that hides the real split: 23% of Horace Mann Mobile's written reviews are positive against 3% of LVVWD's. Horace Mann Mobile also leads on iOS requirement (11.0 vs 15.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 2.1 for Horace Mann Mobile against 2.2 for LVVWD. Both are backed by a comparable volume of ratings — 53 and 76 respectively. Written reviews are what separate them: 23% of Horace Mann Mobile's written reviews are positive against 3% of LVVWD's.

Horace Mann Mobile ships an update monthly, LVVWD every 2 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Horace Mann Mobile | LVVWD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (53 ratings)](https://appshunter.io/ios/app/horace-mann-mobile/id485827304/reviews) | **[2.2 (76 ratings)](https://appshunter.io/ios/app/lvvwd/id1486625322/reviews)** |
| Number of ratings | 53 | **76** |
| Positive reviews | **23.4% of reviews** | 3.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 23 MB | 148 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [The Horace Mann Companies](https://appshunter.io/developer/485827307) | [Las Vegas Valley Water District](https://appshunter.io/developer/1094688998) |

## What reviewers say

### Horace Mann Mobile

[App page](https://appshunter.io/ios/app/horace-mann-mobile/id485827304)

Manage your insurance and financial needs with this app designed for educators. View billing, access insurance cards, file claims, and connect with your agent or customer service. Get policy details for auto, property, and life insurance.

**Highlights:** View billing and make payments, Access auto insurance cards, File claims online, Contact roadside assistance and customer service, Find and contact your agent, View policy details

**In-app purchases:** none

**What reviewers like**

- 👍 Seamless to use
- 👍 Amazing App - pay bill, access policy, claim, contact agent, see VIN
- 👍 Easy to use
- 👍 Great app, nicely laid out, user friendly
- 👍 Nice interface, easy to navigate

**What reviewers complain about**

- 🐛 App needs fixing, shuts down when switching screens
- 🐛 Needs notifications, only notifies when bills are overdue
- 🐛 Terrible app, never sent text to log in, email not registered/already registered
- 🐛 Useless app, can't get any info
- 🐛 App stopped working, policies show expired/canceled

**Reported bugs**

- App shuts down when switching screens and requires another code
- Email not registered/already registered issue during login/setup
- Policies show expired and canceled
- Unable to view car insurance policy on the app for almost a year
- App constantly fails

**Requested features**

- Add notifications for bill due dates
- Add Face ID for easy sign in
- Update the UI of the app
- Add Apple Pay for Payments
- View Roth IRA info


### LVVWD

[App page](https://appshunter.io/ios/app/lvvwd/id1486625322)

Manage your water account conveniently from your mobile device. View and pay bills, track water usage, and find watering schedules. Report water waste and receive important notifications.

**Highlights:** View and pay bills, See water usage history, Find assigned watering days, Report water waste, Receive notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Works great (for some users)
- 👍 Easy to use (for some users)

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 App is non-functional
- 🐛 Cannot make payments
- 🐛 Cannot set up auto-pay
- 🐛 Cannot create an account

**Reported bugs**

- App crashes immediately upon opening
- App freezes when trying to set password
- Payment feature unavailable
- Auto-pay not working
- Unable to create a new account

**Requested features**

- Improve app functionality
- Fix payment processing
- Enable auto-pay setup
- Allow account creation
- Provide more billing history


## Frequently asked questions

### Is Horace Mann Mobile free?

Horace Mann Mobile is free to download, with no in-app purchases.

### Is LVVWD free?

LVVWD is free to download, with no in-app purchases.

### Which has better reviews, Horace Mann Mobile or LVVWD?

LVVWD is rated higher. Horace Mann Mobile averages 2.1 out of 5 from 53 ratings, while LVVWD averages 2.2 from 76 ratings.

### Do Horace Mann Mobile or LVVWD have ads?

Neither Horace Mann Mobile nor LVVWD shows ads.

### Which is updated more often, Horace Mann Mobile or LVVWD?

Horace Mann Mobile ships an update monthly, and LVVWD every 2 weeks. Most recently, Horace Mann Mobile was updated on November 1, 2026 and LVVWD on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*