# Horace Mann Mobile vs myWaltonEMC

The clearest difference is rating: myWaltonEMC at 2.7 against Horace Mann Mobile's 2.1. Horace Mann Mobile's advantage is update cadence (monthly vs every 3 months) and review sentiment (23% vs 11%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myWaltonEMC holds the better App Store score, 2.7 against 2.1. Both are backed by a comparable volume of ratings — 53 and 50 respectively. Written reviews complicate that: 23% of Horace Mann Mobile's written reviews are positive against 11% of myWaltonEMC's, so the app with the better star average is not the one people write more warmly about.

Horace Mann Mobile ships an update monthly, myWaltonEMC every 3 months. Both last shipped on November 1, 2026.

## The numbers

| Metric | Horace Mann Mobile | myWaltonEMC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (53 ratings)](https://appshunter.io/ios/app/horace-mann-mobile/id485827304/reviews) | **[2.7 (50 ratings)](https://appshunter.io/ios/app/mywaltonemc/id674588911/reviews)** |
| Number of ratings | **53** | 50 |
| Positive reviews | **23.4% of reviews** | 10.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 23 MB | 174 MB |
| Requires iOS | **11.0** | 12.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [The Horace Mann Companies](https://appshunter.io/developer/485827307) | [Walton EMC](https://appshunter.io/developer/674588914) |

## What reviewers say

### Horace Mann Mobile

[App page](https://appshunter.io/ios/app/horace-mann-mobile/id485827304)

Manage your insurance and financial needs with this app designed for educators. View billing, access insurance cards, file claims, and connect with your agent or customer service. Get policy details for auto, property, and life insurance.

**Highlights:** View billing and make payments, Access auto insurance cards, File claims online, Contact roadside assistance and customer service, Find and contact your agent, View policy details

**In-app purchases:** none

**What reviewers like**

- 👍 Seamless to use
- 👍 Amazing App - pay bill, access policy, claim, contact agent, see VIN
- 👍 Easy to use
- 👍 Great app, nicely laid out, user friendly
- 👍 Nice interface, easy to navigate

**What reviewers complain about**

- 🐛 App needs fixing, shuts down when switching screens
- 🐛 Needs notifications, only notifies when bills are overdue
- 🐛 Terrible app, never sent text to log in, email not registered/already registered
- 🐛 Useless app, can't get any info
- 🐛 App stopped working, policies show expired/canceled

**Reported bugs**

- App shuts down when switching screens and requires another code
- Email not registered/already registered issue during login/setup
- Policies show expired and canceled
- Unable to view car insurance policy on the app for almost a year
- App constantly fails

**Requested features**

- Add notifications for bill due dates
- Add Face ID for easy sign in
- Update the UI of the app
- Add Apple Pay for Payments
- View Roth IRA info


### myWaltonEMC

[App page](https://appshunter.io/ios/app/mywaltonemc/id674588911)

Manage your utility account securely and conveniently. View bills, make payments, report outages, and receive important notifications. Access nearly all online portal features on the go.

**Highlights:** Secure account access, View bills and balance, Make payments, Find payment locations, Schedule alerts and reminders, View and report outages, Receive push notifications

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Horace Mann Mobile free?

Horace Mann Mobile is free to download, with no in-app purchases.

### Is myWaltonEMC free?

myWaltonEMC is free to download, with no in-app purchases.

### Which has better reviews, Horace Mann Mobile or myWaltonEMC?

myWaltonEMC is rated higher. Horace Mann Mobile averages 2.1 out of 5 from 53 ratings, while myWaltonEMC averages 2.7 from 50 ratings.

### Do Horace Mann Mobile or myWaltonEMC have ads?

Neither Horace Mann Mobile nor myWaltonEMC shows ads.

### Which is updated more often, Horace Mann Mobile or myWaltonEMC?

Horace Mann Mobile ships an update monthly, and myWaltonEMC every 3 months. Most recently, Horace Mann Mobile was updated on November 1, 2026 and myWaltonEMC on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*