# 나무증권 vs 파인(PINE)

The clearest difference is rating: 파인(PINE) at 4.8 against 나무증권's 2.3. 파인(PINE) also leads on monetization model (free vs free with in-app purchases) and review sentiment (50% vs 37%). 나무증권's advantage is ratings volume (36 vs 4) and device support (4 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

파인(PINE) holds the better App Store score, 4.8 against 2.3. That said, the two scores are not equally well evidenced: 나무증권 has 36 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 37% of 나무증권's written reviews are positive against 50% of 파인(PINE)'s.

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on October 14, 2026.

## The numbers

| Metric | 나무증권 | 파인(PINE) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (36 ratings)](https://appshunter.io/ios/app/nh-mts/id486312400/reviews) | **[4.8 (4 ratings)](https://appshunter.io/ios/app/pine/id1559691452/reviews)** |
| Number of ratings | **36** | 4 |
| Positive reviews | 37.3% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 336 MB | 89 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NH Investment & Securities](https://appshunter.io/developer/518987888) | [한화자산운용(주)](https://appshunter.io/developer/1539368188) |

## What reviewers say

### 나무증권

[App page](https://appshunter.io/ios/app/nh-mts/id486312400)

Invest and manage your finances with ease. Automate stock purchases, track dividends, and build custom investment portfolios. Features include child account opening, customizable widgets, and a helpful chatbot for all your investment queries.

**Highlights:** Automated stock and ETF purchases, Dividend tracking and portfolio management, Customizable index creation, Child account opening, Home screen widgets for market data, IPO calendar and guides, 24/7 AI chatbot support

**Features:** Apple Watch app

**In-app purchases:** none


### 파인(PINE)

[App page](https://appshunter.io/ios/app/pine/id1559691452)

This app simplifies investing by offering carefully selected funds managed by experts. Enjoy low fees, easy small-amount investments, and direct communication with fund managers. Access concise financial content to make informed decisions.

**Highlights:** Expert-selected funds, Industry-low sales fees, Small-amount investing from 1,000 KRW, 5-second investment via linked accounts, Direct communication with fund managers, Concise financial content

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 나무증권 free?

나무증권 is free to download, with no in-app purchases.

### Is 파인(PINE) free?

파인(PINE) is free to download, with no in-app purchases.

### Which has better reviews, 나무증권 or 파인(PINE)?

파인(PINE) is rated higher. 나무증권 averages 2.3 out of 5 from 36 ratings, while 파인(PINE) averages 4.8 from 4 ratings.

### Do 나무증권 or 파인(PINE) have ads?

Neither 나무증권 nor 파인(PINE) shows ads.

### Which is updated more often, 나무증권 or 파인(PINE)?

나무증권 ships an update every 3 weeks, and 파인(PINE) every 3 weeks. Most recently, 나무증권 was updated on October 14, 2026 and 파인(PINE) on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*