# 나무증권 vs 재파X

The clearest difference is update cadence: 재파X at every 3 days against 나무증권's every 3 weeks. 재파X also leads on monetization model (free vs free with in-app purchases). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

나무증권 ships an update every 3 weeks, 재파X every 3 days. The most recent releases landed on October 14, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | 나무증권 | 재파X |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (36 ratings)](https://appshunter.io/ios/app/nh-mts/id486312400/reviews)** | — |
| Number of ratings | **36** | — |
| Positive reviews | 37.3% of reviews | **41.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 336 MB | 18 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NH Investment & Securities](https://appshunter.io/developer/518987888) | [JAEPAX](https://appshunter.io/developer/1753631030) |

## What reviewers say

### 나무증권

[App page](https://appshunter.io/ios/app/nh-mts/id486312400)

Invest and manage your finances with ease. Automate stock purchases, track dividends, and build custom investment portfolios. Features include child account opening, customizable widgets, and a helpful chatbot for all your investment queries.

**Highlights:** Automated stock and ETF purchases, Dividend tracking and portfolio management, Customizable index creation, Child account opening, Home screen widgets for market data, IPO calendar and guides, 24/7 AI chatbot support

**Features:** Apple Watch app

**In-app purchases:** none


### 재파X

[App page](https://appshunter.io/ios/app/x/id6504739641)

Enter your Naver ID used for purchasing "Pilot's Book" to receive one stock for each book purchased. Input your name, password, and Naver ID to check your eligibility. Contact customer service if login fails.

**Highlights:** Stock rewards for book purchases, Naver ID integration, Account login and verification, Customer support contact

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 나무증권 free?

나무증권 is free to download, with no in-app purchases.

### Is 재파X free?

재파X is free to download, with no in-app purchases.

### Do 나무증권 or 재파X have ads?

Neither 나무증권 nor 재파X shows ads.

### Which is updated more often, 나무증권 or 재파X?

나무증권 ships an update every 3 weeks, and 재파X every 3 days. Most recently, 나무증권 was updated on October 14, 2026 and 재파X on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*