# 나무증권 vs Valley AI

The clearest difference is review sentiment: Valley AI at 93% against 나무증권's 37%. Valley AI also leads on rating (5.0 vs 2.3). 나무증권's advantage is ratings volume (36 vs 4) and device support (4 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Valley AI holds the better App Store score, 5.0 against 2.3. That said, the two scores are not equally well evidenced: 나무증권 has 36 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 37% of 나무증권's written reviews are positive against 93% of Valley AI's.

나무증권 ships an update every 2 weeks, Valley AI fortnightly. The most recent releases landed on November 10, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | 나무증권 | Valley AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (36 ratings)](https://appshunter.io/ios/app/nh-mts/id486312400/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/valley-ai/id6736890054/reviews)** |
| Number of ratings | **36** | 4 |
| Positive reviews | 37.3% of reviews | **92.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 363 MB | 108 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [NH Investment & Securities](https://appshunter.io/developer/518987888) | [Neurofusion.ai](https://appshunter.io/developer/1773693609) |

## What reviewers say

### 나무증권

[App page](https://appshunter.io/ios/app/nh-mts/id486312400)

This finance app simplifies investing by offering features like automated stock and ETF accumulation, dividend tracking, and custom index creation. It also provides tools for opening children's accounts, viewing market data via widgets, and accessing a helpful chatbot for investment queries.

**Highlights:** Automated stock and ETF accumulation, Dividend tracking and portfolio management, Customizable index creation, Children's account opening, Home screen widgets for market data, IPO calendar and chatbot support

**Features:** Apple Watch app

**In-app purchases:** none


### Valley AI

[App page](https://appshunter.io/ios/app/valley-ai/id6736890054)

An AI-powered investment platform offering structured education and analysis tools for value investing. Learn from Wall Street experts and gain practical insights to build a balanced investment strategy.

**Highlights:** AI-based value investment platform, Expert-led investment education, Bottom-up and top-down analysis, Exclusive premium content, Practical investment tools, Community insights

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 나무증권 free?

나무증권 is free to download, with no in-app purchases.

### Is Valley AI free?

Valley AI is free to download, with no in-app purchases.

### Which has better reviews, 나무증권 or Valley AI?

Valley AI is rated higher. 나무증권 averages 2.3 out of 5 from 36 ratings, while Valley AI averages 5.0 from 4 ratings.

### Do 나무증권 or Valley AI have ads?

Neither 나무증권 nor Valley AI shows ads.

### Which is updated more often, 나무증권 or Valley AI?

나무증권 ships an update every 2 weeks, and Valley AI fortnightly. Most recently, 나무증권 was updated on November 10, 2026 and Valley AI on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*