# PCB Mobile vs PCB Banking

The clearest difference is ads: PCB Banking at none against PCB Mobile's shown. PCB Mobile's advantage is rating (4.8 vs 4.4) and review sentiment (73% vs 56%). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PCB Mobile holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 548 and 172 respectively. Written reviews point the same way: 73% of PCB Mobile's written reviews are positive against 56% of PCB Banking's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 19, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | PCB Mobile | PCB Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (548 ratings)](https://appshunter.io/ios/app/pcb-mobile-payne-county-bank/id486541908/reviews)** | [4.4 (172 ratings)](https://appshunter.io/ios/app/pcb-banking/id6479698505/reviews) |
| Number of ratings | **548** | 172 |
| Positive reviews | **72.7% of reviews** | 55.6% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 199 MB | 154 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Payne County Bank](https://appshunter.io/developer/486541911) | [PCB Bancorp](https://appshunter.io/developer/608288661) |

## What reviewers say

### PCB Mobile

[App page](https://appshunter.io/ios/app/pcb-mobile-payne-county-bank/id486541908)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks remotely. Secure sign-on options are available for a convenient banking experience.

**Highlights:** Check account balances, Search transactions, Transfer funds between accounts, Pay bills, Manage payees, Deposit checks via camera, Touch ID/Face ID login

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🔒 Very secure
- 👍 Useful features
- 🚀 Mobile deposit is wonderful
- 👍 App upgrade is helpful

**What reviewers complain about**

- 🐛 Stopped working with iOS 16.4
- 🐛 App hardly ever correct
- 🐛 Balance constantly wrong
- 🐛 Purchases not reflected promptly

**Reported bugs**

- Stopped working with iOS 16.4
- App never reflects recent purchases
- Balance shown is almost constantly wrong

**Requested features**

- Make loan payments within the same bank
- Show the day of purchase, not just the amount


### PCB Banking

[App page](https://appshunter.io/ios/app/pcb-banking/id6479698505)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and deposit checks from your device. Available to existing online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay and schedule bills, Deposit checks

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PCB Mobile free?

PCB Mobile is free to download, with no in-app purchases.

### Is PCB Banking free?

PCB Banking is free to download, with no in-app purchases.

### Which has better reviews, PCB Mobile or PCB Banking?

PCB Mobile is rated higher. PCB Mobile averages 4.8 out of 5 from 548 ratings, while PCB Banking averages 4.4 from 172 ratings.

### Do PCB Mobile or PCB Banking have ads?

PCB Mobile shows ads; PCB Banking does not.

### Which is updated more often, PCB Mobile or PCB Banking?

PCB Mobile ships an update monthly, and PCB Banking monthly. Most recently, PCB Mobile was updated on October 19, 2026 and PCB Banking on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*