# Individual HSA by WEX vs Client Access

The clearest difference is rating: Client Access at 4.0 against Individual HSA by WEX's 1.8. Client Access also leads on review sentiment (28% vs 1%) and update cadence (every 5 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Client Access holds the better App Store score, 4.0 against 1.8. Both are backed by a comparable volume of ratings — 47 and 157 respectively. Written reviews point the same way: 1% of Individual HSA by WEX's written reviews are positive against 28% of Client Access's.

Individual HSA by WEX ships an update every 4 months, Client Access every 5 weeks. Both last shipped on October 22, 2026.

## The numbers

| Metric | Individual HSA by WEX | Client Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (47 ratings)](https://appshunter.io/ios/app/individual-hsa-by-wex/id486990969/reviews) | **[4.0 (157 ratings)](https://appshunter.io/ios/app/client-access/id583365721/reviews)** |
| Number of ratings | 47 | **157** |
| Positive reviews | 1.5% of reviews | **28.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 32 MB | 74 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [WEX, Inc.](https://appshunter.io/developer/480887519) | [Raymond James Financial](https://appshunter.io/developer/536927242) |

## What reviewers say

### Individual HSA by WEX

[App page](https://appshunter.io/ios/app/individual-hsa-by-wex/id486990969)

Manage your Health Savings Account (HSA) on the go with this secure mobile app. Quickly check balances, view account details, and submit receipts for claims. The app offers real-time access to your HSA information and provides user-friendly features for managing your funds and expenses.

**Highlights:** Check HSA balances 24/7, View account details and charts, Submit receipts for claims, Scan product barcodes for eligibility, View and manage HSA investments, Pay bills and add payees

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great HSA Company

**What reviewers complain about**

- 🐛 App doesn't work
- 🐛 Cannot log in
- 🐛 Login failed
- 🐛 Blank screen
- 🐛 Incorrect password

**Reported bugs**

- Login functionality broken
- App not accepting correct credentials
- Password reset issues
- App not linked to actual login
- Blank screen on first use

**Requested features**

- Fix the login issue
- Improve app performance
- Allow website login credentials to work on the app
- Make the app functional for investors
- Provide better customer support


### Client Access

[App page](https://appshunter.io/ios/app/client-access/id583365721)

Manage your investment portfolio, transfer funds, and deposit checks securely on your mobile device. Access account balances, market information, and financial documents anytime. It offers a secure vault for storing important papers and provides tools for in-depth financial reviews.

**Highlights:** View account balances and investment values, Transfer funds and deposit checks, Access market information, Store financial documents securely, Analyze asset allocation, Contact financial advisor

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 🚀 Fast performance and quick access to information
- 📊 Comprehensive account and portfolio information
- 🔒 Secure authentication options (Face ID, Touch ID)
- 📱 Mobile check deposit feature works well

**What reviewers complain about**

- 🐛 Persistent login issues and authentication failures
- 🐛 App crashes and freezes frequently
- 📉 Lacks data visualization and charting capabilities
- 📊 Missing critical portfolio information and metrics
- 🔍 Poor search functionality (app not discoverable by bank name)

**Reported bugs**

- Login button greyed out or unresponsive
- Verification codes delayed or stuck in system
- App displays white screen on launch
- Password authentication fails despite correct credentials
- Face ID and Touch ID functionality broken

**Requested features**

- Add graphing and charting capabilities for portfolio performance
- Enable historical data viewing and trend analysis over time
- Implement frozen headers when scrolling through portfolio data
- Add ability to trade mutual funds and stocks
- Display daily change and month-to-date change in account overview


## Frequently asked questions

### Is Individual HSA by WEX free?

Individual HSA by WEX is free to download, with no in-app purchases.

### Is Client Access free?

Client Access is free to download, with no in-app purchases.

### Which has better reviews, Individual HSA by WEX or Client Access?

Client Access is rated higher. Individual HSA by WEX averages 1.8 out of 5 from 47 ratings, while Client Access averages 4.0 from 157 ratings.

### Do Individual HSA by WEX or Client Access have ads?

Neither Individual HSA by WEX nor Client Access shows ads.

### Which is updated more often, Individual HSA by WEX or Client Access?

Individual HSA by WEX ships an update every 4 months, and Client Access every 5 weeks. Most recently, Individual HSA by WEX was updated on October 22, 2026 and Client Access on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*