# ATFCU Mobile vs SWECU

The clearest difference is review sentiment: ATFCU Mobile at 66% against SWECU's 0%. ATFCU Mobile also leads on rating (4.4 vs 3.0) and ratings volume (1.8K vs 4). SWECU's advantage is update cadence (monthly vs every 8 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ATFCU Mobile holds the better App Store score, 4.4 against 3.0. That said, the two scores are not equally well evidenced: ATFCU Mobile has 1.8K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 66% of ATFCU Mobile's written reviews are positive against 0% of SWECU's.

ATFCU Mobile ships an update every 8 months, SWECU monthly. The most recent releases landed on October 19, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | ATFCU Mobile | SWECU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (1.8K ratings)](https://appshunter.io/ios/app/atfcu-mobile/id486995345/reviews)** | [3.0 (4 ratings)](https://appshunter.io/ios/app/swecu/id1467762794/reviews) |
| Number of ratings | **1.8K** | 4 |
| Positive reviews | **65.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Monthly** |
| Monetization | Free | Free |
| Size | 48 MB | 71 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Austin Telco Federal Credit Union](https://appshunter.io/developer/486995348) | [Scott and White Employees Credit Union](https://appshunter.io/developer/1467762793) |

## What reviewers say

### ATFCU Mobile

[App page](https://appshunter.io/ios/app/atfcu-mobile/id486995345)

Manage your finances on the go with this mobile banking app. Send and receive money, pay bills, deposit checks, and track your spending. Securely access your accounts and manage your cards from anywhere.

**Highlights:** Bill Pay, Mobile Check Deposit, Fund Transfers, Person-to-Person Payments, Card Management, Link External Accounts, Credit Score Updates, Biometric Login

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Great security features
- 👍 User-friendly interface
- 👍 Convenient banking on the go
- 🚀 Quick and reliable

**What reviewers complain about**

- 🐛 Laggy and slow performance
- 🐛 Buggy and unreliable
- 🐛 Confusing and cluttered interface
- 🐛 Frequent login issues
- 🐛 Mobile deposit not working

**Reported bugs**

- App crashes frequently
- Face ID/fingerprint login not working
- Accounts not displaying properly
- Transfers and payments not processing
- Inability to access past transactions

**Requested features**

- Add ability to make IRA deposits online
- Improve transaction history and details
- Provide more customization options
- Implement better account management tools
- Add mobile check deposit functionality


### SWECU

[App page](https://appshunter.io/ios/app/swecu/id1467762794)

Manage your finances conveniently from your mobile device. Check balances, review transaction history, transfer funds between accounts, and make loan payments securely. The app also offers a secure messaging feature for communication.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay loans, Secure messaging

**In-app purchases:** none


## Frequently asked questions

### Is ATFCU Mobile free?

ATFCU Mobile is free to download, with no in-app purchases.

### Is SWECU free?

SWECU is free to download, with no in-app purchases.

### Which has better reviews, ATFCU Mobile or SWECU?

ATFCU Mobile is rated higher. ATFCU Mobile averages 4.4 out of 5 from 1.8K ratings, while SWECU averages 3.0 from 4 ratings.

### Do ATFCU Mobile or SWECU have ads?

Neither ATFCU Mobile nor SWECU shows ads.

### Which is updated more often, ATFCU Mobile or SWECU?

ATFCU Mobile ships an update every 8 months, and SWECU monthly. Most recently, ATFCU Mobile was updated on October 19, 2026 and SWECU on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*