# ATFCU Mobile vs Texell Digital Banking

The clearest difference is update cadence: Texell Digital Banking at monthly against ATFCU Mobile's every 8 months. Texell Digital Banking also leads on rating (4.8 vs 4.4). ATFCU Mobile's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (16.0 vs 18.4). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Texell Digital Banking holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 2.1K and 5.5K respectively. Written reviews complicate that: 66% of ATFCU Mobile's written reviews are positive against 60% of Texell Digital Banking's, so the app with the better star average is not the one people write more warmly about.

ATFCU Mobile ships an update every 8 months, Texell Digital Banking monthly. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | ATFCU Mobile | Texell Digital Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (2.1K ratings)](https://appshunter.io/ios/app/atfcu-mobile/id486995345/reviews) | **[4.8 (5.5K ratings)](https://appshunter.io/ios/app/texell-digital-banking/id6449260464/reviews)** |
| Number of ratings | 2.1K | **5.5K** |
| Positive reviews | **66.0% of reviews** | 60.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 48 MB | 176 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Austin Telco Federal Credit Union](https://appshunter.io/developer/486995348) | [Texell Credit Union](https://appshunter.io/developer/583148358) |

## What reviewers say

### ATFCU Mobile

[App page](https://appshunter.io/ios/app/atfcu-mobile/id486995345)

Manage your finances on the go with this mobile banking app. Send and receive money, pay bills, deposit checks, and track your spending. Securely access your accounts and manage your cards from anywhere.

**Highlights:** Bill Pay, Mobile Check Deposit, Fund Transfers, Person-to-Person Payments, Card Management, Link External Accounts, Credit Score Updates, Biometric Login

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Great security features
- 👍 User-friendly interface
- 👍 Convenient banking on the go
- 🚀 Quick and reliable

**What reviewers complain about**

- 🐛 Laggy and slow performance
- 🐛 Buggy and unreliable
- 🐛 Confusing and cluttered interface
- 🐛 Frequent login issues
- 🐛 Mobile deposit not working

**Reported bugs**

- App crashes frequently
- Face ID/fingerprint login not working
- Accounts not displaying properly
- Transfers and payments not processing
- Inability to access past transactions

**Requested features**

- Add ability to make IRA deposits online
- Improve transaction history and details
- Provide more customization options
- Implement better account management tools
- Add mobile check deposit functionality


### Texell Digital Banking

[App page](https://appshunter.io/ios/app/texell-digital-banking/id6449260464)

Manage your finances on the go with a secure and easy-to-use mobile banking app. Organize transactions, set up alerts, transfer funds, and deposit checks remotely. Access rewards, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Add tags, notes, and photos to transactions, Set balance alerts, Transfer money between accounts, Mobile check deposit, Redeem BONUS Rewards points, Manage debit card (reorder/turn off), View and save monthly statements, Find branches and ATMs, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient digital banking
- 👍 Great customer service
- 💡 Convenient features like budgets and goals
- 👍 Easy to use app

**What reviewers complain about**

- 🐛 Transfer to member feature not working
- 🐛 Frequent log-in required when switching between app and other apps
- 👎 Lack of important account details like APY/interest rate and transaction limits
- 👎 Confusing navigation and layout changes
- 👎 Difficult to add outside accounts for transfers

**Reported bugs**

- App not loading or updating properly
- Compatibility issues with older devices
- Bill pay not working as expected

**Requested features**

- Joint accounts with separate logins
- Easier access to account due dates and transaction history


## Frequently asked questions

### Is ATFCU Mobile free?

ATFCU Mobile is free to download, with no in-app purchases.

### Is Texell Digital Banking free?

Texell Digital Banking is free to download, with no in-app purchases.

### Which has better reviews, ATFCU Mobile or Texell Digital Banking?

Texell Digital Banking is rated higher. ATFCU Mobile averages 4.4 out of 5 from 2.1K ratings, while Texell Digital Banking averages 4.8 from 5.5K ratings.

### Do ATFCU Mobile or Texell Digital Banking have ads?

Neither ATFCU Mobile nor Texell Digital Banking shows ads.

### Which is updated more often, ATFCU Mobile or Texell Digital Banking?

ATFCU Mobile ships an update every 8 months, and Texell Digital Banking monthly. Most recently, ATFCU Mobile was updated on October 29, 2026 and Texell Digital Banking on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*