# SC China vs BOCHK 中銀香港

The clearest difference is ratings volume: BOCHK 中銀香港 at 7.2K against SC China's 512. On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for SC China against 4.8 for BOCHK 中銀香港. That said, the two scores are not equally well evidenced: BOCHK 中銀香港 has 7.2K ratings behind it against 512, so its average is the more settled of the two. Written reviews are what separate them: 29% of SC China's written reviews are positive against 35% of BOCHK 中銀香港's.

SC China ships an update monthly, BOCHK 中銀香港 every 3 weeks. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | SC China | BOCHK 中銀香港 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (512 ratings)](https://appshunter.io/ios/app/sc-china/id487144078/reviews) | **[4.8 (7.2K ratings)](https://appshunter.io/ios/app/bochk/id1534534188/reviews)** |
| Number of ratings | 512 | **7.2K** |
| Positive reviews | 29.4% of reviews | **35.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 125 MB | 200 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Standard Chartered Bank](https://appshunter.io/developer/367337301) | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) |

## What reviewers say

### SC China

[App page](https://appshunter.io/ios/app/sc-china/id487144078)

Manage your banking needs on the go with a fast, secure, and user-friendly mobile experience. Access accounts, make transfers, manage cards, and explore products all from your device.

**Highlights:** Account management, Online bank transfers, Card management, Product information, Biometric login, Hassel-free payments, Branch locator

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for transfers and asset management
- 👍 Good for viewing accounts
- 👍 Smooth for transfers and purchases
- 👍 Excellent online customer service
- 👍 Optimized app for China

**What reviewers complain about**

- 😞 Too slow and bad UX
- 😞 Terrible app, slow, bad UX
- 😞 Very bad app experience
- 😞 Primitive and worst banking app
- 😞 Slow, buggy, and frustrating

**Reported bugs**

- Blank page after loading for minutes
- No way back after blank page
- Keeps saying something wrong and logging me out
- Cannot log in, always crashes
- App stops working on iOS, continually loads

**Requested features**

- Update design and transfer experience
- Upgrade to newest branding
- Simplify transfer process
- Add landscape iPad support
- Update to configure Face ID on iPhone X


### BOCHK 中銀香港

[App page](https://appshunter.io/ios/app/bochk/id1534534188)

Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.

**Highlights:** Account opening without branch visit, Instant money transfers via FPS, Bill payment for over 850 merchants, Multi-currency time deposit plans, Stock, fund, and forex trading, Credit card management and privileges, Insurance purchase and policy checks, Personal loan applications, Cross-border remittances and wealth management, 24/7 online customer service

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and fast
- 🚀 Smooth user experience
- 📱 Supports Face ID login

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Scanning ID card problems
- 🐛 Crashes and freezes
- ⏱️ Slow performance
- 🔄 Constant updates

**Reported bugs**

- Unable to login consistently
- ID card scanning not working properly
- App crashing on launch

**Requested features**

- Add auto-focus for ID card scanning
- Improve location detection for account opening
- Provide better customer support


## Frequently asked questions

### Is SC China free?

SC China is free to download, with no in-app purchases.

### Is BOCHK 中銀香港 free?

BOCHK 中銀香港 is free to download, with no in-app purchases.

### Which has better reviews, SC China or BOCHK 中銀香港?

BOCHK 中銀香港 is rated higher. SC China averages 4.7 out of 5 from 512 ratings, while BOCHK 中銀香港 averages 4.8 from 7.2K ratings.

### Do SC China or BOCHK 中銀香港 have ads?

Neither SC China nor BOCHK 中銀香港 shows ads.

### Which is updated more often, SC China or BOCHK 中銀香港?

SC China ships an update monthly, and BOCHK 中銀香港 every 3 weeks. Most recently, SC China was updated on October 23, 2026 and BOCHK 中銀香港 on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*