# SC China vs 个人手机银行

The clearest difference is rating: SC China at 4.7 against 个人手机银行's 3.5. SC China also leads on ads (none vs shown). 个人手机银行's advantage is review sentiment (50% vs 29%) and ratings volume (10K vs 514). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SC China holds the better App Store score, 4.7 against 3.5. That said, the two scores are not equally well evidenced: 个人手机银行 has 10K ratings behind it against 514, so its average is the more settled of the two. Written reviews complicate that: 29% of SC China's written reviews are positive against 50% of 个人手机银行's, so the app with the better star average is not the one people write more warmly about.

SC China ships an update every 5 weeks, 个人手机银行 monthly. The most recent releases landed on November 7, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | SC China | 个人手机银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (514 ratings)](https://appshunter.io/ios/app/sc-china/id487144078/reviews)** | [3.5 (10K ratings)](https://appshunter.io/ios/app/id515667501/reviews) |
| Number of ratings | 514 | **10K** |
| Positive reviews | 29.4% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | — |
| Size | 148 MB | 333 MB |
| Requires iOS | 14.0 | **13** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Standard Chartered Bank](https://appshunter.io/developer/367337301) | [四川省农村信用社](https://appshunter.io/developer/515667504) |

## What reviewers say

### SC China

[App page](https://appshunter.io/ios/app/sc-china/id487144078)

Access leading market insights, competitive deposit rates, and diverse financial services. Manage investments with an enhanced trading platform and stay informed with live updates via push notifications.

**Highlights:** Leading market insights, Competitive deposit rates, Diverse financial services, Comprehensive investment products, Live business updates, Push notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for transfers and asset management
- 👍 Good for viewing accounts
- 👍 Smooth for transfers and purchases
- 👍 Excellent online customer service
- 👍 Optimized app for China

**What reviewers complain about**

- 😞 Too slow and bad UX
- 😞 Terrible app, slow, bad UX
- 😞 Very bad app experience
- 😞 Primitive and worst banking app
- 😞 Slow, buggy, and frustrating

**Reported bugs**

- Blank page after loading for minutes
- No way back after blank page
- Keeps saying something wrong and logging me out
- Cannot log in, always crashes
- App stops working on iOS, continually loads

**Requested features**

- Update design and transfer experience
- Upgrade to newest branding
- Simplify transfer process
- Add landscape iPad support
- Update to configure Face ID on iPhone X


### 个人手机银行

[App page](https://appshunter.io/ios/app/id515667501)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SC China free?

SC China is free to download, with no in-app purchases.

### Is 个人手机银行 free?

个人手机银行 is free to download, with no in-app purchases.

### Which has better reviews, SC China or 个人手机银行?

SC China is rated higher. SC China averages 4.7 out of 5 from 514 ratings, while 个人手机银行 averages 3.5 from 10K ratings.

### Do SC China or 个人手机银行 have ads?

个人手机银行 shows ads; SC China does not.

### Which is updated more often, SC China or 个人手机银行?

SC China ships an update every 5 weeks, and 个人手机银行 monthly. Most recently, SC China was updated on November 7, 2026 and 个人手机银行 on November 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*