# First County Mobile Banking vs MSCU Mobile

First County Mobile Banking and MSCU Mobile are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for First County Mobile Banking against 4.8 for MSCU Mobile. Both are backed by a comparable volume of ratings — 1.3K and 1.7K respectively. Written reviews are what separate them: 46% of First County Mobile Banking's written reviews are positive against 52% of MSCU Mobile's.

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on September 25, 2026.

## The numbers

| Metric | First County Mobile Banking | MSCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/first-county-mobile-banking/id487208229/reviews)** | [4.8 (1.7K ratings)](https://appshunter.io/ios/app/mscu-mobile/id780813861/reviews) |
| Number of ratings | 1.3K | **1.7K** |
| Positive reviews | 45.9% of reviews | **52.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 106 MB | 30 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First County Bank](https://appshunter.io/developer/487208232) | [Mutual Security Credit Union Inc](https://appshunter.io/developer/780813864) |

## What reviewers say

### First County Mobile Banking

[App page](https://appshunter.io/ios/app/first-county-mobile-banking/id487208229)

Manage your finances on the go with this banking app. Access account details, deposit checks, make transfers, and pay bills. Features include credit score monitoring and secure login options.

**Highlights:** Account management, Mobile check deposit, Fund transfers, Bill payment, Credit score monitoring, Biometric login

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 👍 Useful features
- 👍 Excellent customer service
- 👍 Smooth online banking experience
- 👍 User-friendly app

**What reviewers complain about**

- 🐛 Glitchy app with crashes and loading issues
- 🐛 Mobile deposit not available on the app
- 💰 Ticky tack fees like inactivity fees
- 🔌 App requires WiFi to function properly

**Reported bugs**

- App refuses to connect to the bank
- Deposit check feature not working
- App crashing and freezing issues

**Requested features**

- Check image deposit
- Faster loading times
- Face ID support
- Quick access to recent transactions


### MSCU Mobile

[App page](https://appshunter.io/ios/app/mscu-mobile/id780813861)

Manage your finances securely and conveniently from your mobile device. Check balances, view account details, make payments, transfer funds, and deposit checks with ease. Stay informed with customizable alerts and control your cards directly through the app.

**Highlights:** Account dashboard, Transaction history, Bill pay system, Person-to-person payments, Fund transfers, Mobile check deposit, Card control, Account alerts

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to access accounts
- 👍 Helpful and friendly staff
- 👍 User-friendly app design
- 👍 Excellent banking experience

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Buggy functionality
- 🔒 Security and privacy concerns
- 🔍 Difficulty accessing account details

**Reported bugs**

- Login screen issues
- Inability to access rewards points
- Bill pay not working

**Requested features**

- Restore account transfer functionality
- Improve mobile deposit process
- Optimize app performance for older devices


## Frequently asked questions

### Is First County Mobile Banking free?

First County Mobile Banking is free to download, with no in-app purchases.

### Is MSCU Mobile free?

MSCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, First County Mobile Banking or MSCU Mobile?

First County Mobile Banking is rated higher. First County Mobile Banking averages 4.8 out of 5 from 1.3K ratings, while MSCU Mobile averages 4.8 from 1.7K ratings.

### Do First County Mobile Banking or MSCU Mobile have ads?

Neither First County Mobile Banking nor MSCU Mobile shows ads.

### Which is updated more often, First County Mobile Banking or MSCU Mobile?

First County Mobile Banking ships an update every 3 months, and MSCU Mobile every 3 months. Most recently, First County Mobile Banking was updated on September 25, 2026 and MSCU Mobile on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*