# 财智快账 vs 鲨鱼记账本

The clearest difference is review sentiment: 鲨鱼记账本 at 85% against 财智快账's 40%. 鲨鱼记账本 also leads on update cadence (weekly vs every 4 months) and rating (4.9 vs 4.5). 财智快账's advantage is in-app purchases (none vs 16) and ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. 鲨鱼记账本 sells 16 in-app purchases, starting at $0.99 per 7 days. 财智快账 asks for nothing beyond the download.

鲨鱼记账本 holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: 鲨鱼记账本 has 8.3K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 40% of 财智快账's written reviews are positive against 85% of 鲨鱼记账本's.

财智快账 ships an update every 4 months, 鲨鱼记账本 weekly. The most recent releases landed on October 17, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | 财智快账 | 鲨鱼记账本 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2 ratings)](https://appshunter.io/ios/app/id487590016/reviews) | **[4.9 (8.3K ratings)](https://appshunter.io/ios/app/id1079718756/reviews)** |
| Number of ratings | 2 | **8.3K** |
| Positive reviews | 40.0% of reviews | **85.4% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Weekly** |
| Monetization | — | Free with in-app purchases |
| Size | 10 MB | 109 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [成都财智软件有限公司](https://appshunter.io/developer/487590019) | [Beijing Shark Pioneer Network Technology Co.,Ltd](https://appshunter.io/developer/1079713423) |

## What reviewers say

### 财智快账

[App page](https://appshunter.io/ios/app/id487590016)

**Features:** macOS Compatibility

**In-app purchases:** none


### 鲨鱼记账本

[App page](https://appshunter.io/ios/app/id1079718756)

Effortlessly track your spending with a user-friendly interface designed for quick entry. Analyze your financial habits through clear charts and secure cloud synchronization. Stay on top of your budget with customizable reminders and convenient widget access.

**Highlights:** 3-second quick entry, Consumption trend charts, Secure cloud data sync, Smart note prompts, Customizable reminders, Widget for fast entry

**Features:** Vision Pro support

**In-app purchases (16)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1周VIP（自动续费） | $0.99 | per 7 days |
| 免广告连续包月（自动订阅） | $0.99 | per month |
| 免广告连续包年（自动订阅） | $1.99 | per year |
| 1个月VIP（自动续费） | $2.49 | per month |
| 3个月VIP（自动续费） | $5.49 | per 3 months |
| 12个月VIP（自动续费） | $17.99 | per year |
| 30天VIP | $0.99 | one-time |
| 1个月VIP | $2.99 | one-time |
| 1年VIP会员 | $5.99 | one-time |
| 3个月VIP | $6.99 | one-time |
| 2年VIP会员 | $12.99 | one-time |
| 1年鲨鱼记账VIP | $12.99 | one-time |
| 12个月VIP | $14.99 | one-time |
| 2年会员 | $14.99 | one-time |
| 24个月VIP | $17.99 | one-time |
| 3年会员 | $17.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Convenient and efficient
- 💡 Helpful for tracking expenses
- 🔒 Secure and private

**What reviewers complain about**

- 🐛 Occasional crashes or data loss
- 💰 Premium features should be more accessible
- 🌐 Lack of multi-currency support
- 🔍 Limited search and filtering options

**Reported bugs**

- Incorrect weekly/monthly expense calculations
- Inability to delete all data at once

**Requested features**

- Ability to set recurring expenses
- Integration with banking/financial apps
- More customization options for categories
- Sync across multiple devices


## Frequently asked questions

### Is 财智快账 free?

财智快账 is free to download, with no in-app purchases.

### Is 鲨鱼记账本 free?

鲨鱼记账本 is free to download, with in-app purchases available.

### Which has better reviews, 财智快账 or 鲨鱼记账本?

鲨鱼记账本 is rated higher. 财智快账 averages 4.5 out of 5 from 2 ratings, while 鲨鱼记账本 averages 4.9 from 8.3K ratings.

### Do 财智快账 or 鲨鱼记账本 have ads?

鲨鱼记账本 shows ads; 财智快账 does not.

### Which is updated more often, 财智快账 or 鲨鱼记账本?

财智快账 ships an update every 4 months, and 鲨鱼记账本 weekly. Most recently, 财智快账 was updated on October 17, 2026 and 鲨鱼记账本 on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*