# 动卡空间 vs 翼支付

The clearest difference is ads: 动卡空间 at none against 翼支付's shown. 动卡空间 also leads on update cadence (every 2 weeks vs monthly). 翼支付's advantage is review sentiment (38% vs 26%). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.4 for 动卡空间 against 3.5 for 翼支付. Both are backed by a comparable volume of ratings — 19K and 27K respectively. Written reviews are what separate them: 26% of 动卡空间's written reviews are positive against 38% of 翼支付's.

动卡空间 ships an update every 2 weeks, 翼支付 monthly. Both last shipped on November 13, 2026.

## The numbers

| Metric | 动卡空间 | 翼支付 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (19K ratings)](https://appshunter.io/ios/app/id487967179/reviews) | **[3.5 (27K ratings)](https://appshunter.io/ios/app/id519952689/reviews)** |
| Number of ratings | 19K | **27K** |
| Positive reviews | 26.1% of reviews | **37.7% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free | — |
| Size | 202 MB | 312 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [中信银行](https://appshunter.io/developer/422844111) | [E-surfing Pay Co.,Ltd.](https://appshunter.io/developer/519952692) |

## What reviewers say

### 动卡空间

[App page](https://appshunter.io/ios/app/id487967179)

Manage your credit cards with this official banking app. Access services like balance checks, repayments, credit limit adjustments, and easy card applications. Discover exclusive lifestyle benefits including discounts on dining, travel, and transportation, plus special installment offers for purchases and bills.

**Highlights:** Credit card management, Balance check and repayment, Credit limit adjustment, Apply for new cards, Lifestyle discounts, Installment plans, Apply for supplementary cards

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### 翼支付

[App page](https://appshunter.io/ios/app/id519952689)

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Good discounts and offers
- 💳 Convenient for bill payments
- 🛒 Supports various e-commerce platforms
- 👍 Useful for campus card top-ups
- 🎁 Frequent promotions and cashback

**What reviewers complain about**

- 😠 Annoying pop-up ads
- 📱 Inconvenient custom keyboard
- 🔒 Privacy concerns (data collection)
- 💩 Generally poor user experience
- 💸 Unnecessary or useless benefits offered

**Reported bugs**

- App crashes frequently (15.1 system)
- App crashes constantly
- App cannot be opened
- App freezes on login screen
- App freezes when using customer service interface

**Requested features**

- Optimize app size and performance
- Upgrade connection protocols to TLS1.3
- Allow system keyboard usage
- Improve login logic (face ID > fingerprint > gesture)
- Support fingerprint login


## Frequently asked questions

### Is 动卡空间 free?

动卡空间 is free to download, with no in-app purchases.

### Is 翼支付 free?

翼支付 is free to download, with no in-app purchases.

### Which has better reviews, 动卡空间 or 翼支付?

翼支付 is rated higher. 动卡空间 averages 3.4 out of 5 from 19K ratings, while 翼支付 averages 3.5 from 27K ratings.

### Do 动卡空间 or 翼支付 have ads?

翼支付 shows ads; 动卡空间 does not.

### Which is updated more often, 动卡空间 or 翼支付?

动卡空间 ships an update every 2 weeks, and 翼支付 monthly. Most recently, 动卡空间 was updated on November 13, 2026 and 翼支付 on November 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*