# Finance vs The Checkbook

The clearest difference is review sentiment: The Checkbook at 76% against Finance's 0%. The Checkbook also leads on price ($4.99 vs $18.99) and update cadence (fortnightly vs every 5 months). Finance's advantage is in-app purchases (none vs 2) and device support (3 vs 1). On ads and iOS requirement there is nothing between them.

Finance costs $18.99 and The Checkbook $4.99 up front. The Checkbook sells 2 in-app purchases, starting at $1.99 per month. Finance asks for nothing beyond the download.

Finance ships an update every 5 months, The Checkbook fortnightly. The most recent releases landed on September 2, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Finance | The Checkbook |
| --- | --- | --- |
| Price | $18.99 | **$4.99** |
| Rating | — | **[4.8 (970 ratings)](https://appshunter.io/ios/app/the-checkbook/id6468368811/reviews)** |
| Number of ratings | — | **970** |
| Positive reviews | 0.0% of reviews | **76.1% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Fortnightly** |
| Monetization | Paid | **Free** |
| Best chart rank | — | **#80** |
| Size | 11 MB | 61 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | **iPhone, iPad, Mac** | iPhone |
| Age rating | +4 | 4+ |
| Developer | [YENCO.COM](https://appshunter.io/developer/480982815) | [Four One Four 213, LLC](https://appshunter.io/developer/1709830108) |

## What reviewers say

### Finance

[App page](https://appshunter.io/ios/app/finance/id488535909)

Track checking, savings, and credit card transactions, and create budgets. Syncs data across macOS, iOS, and iPadOS devices via iCloud. Offers time-saving features like custom descriptions, labels, and transaction duplication.

**Highlights:** Transaction tracking, Budget creation, iCloud data sync, Custom descriptions and labels, Transaction duplication, Balance reconciliation, Transaction filtering and searching

**Features:** Vision Pro support

**In-app purchases:** none


### The Checkbook

[App page](https://appshunter.io/ios/app/the-checkbook/id6468368811)

**Currently charting:** #80 Top Paid · Finance (US App Store)

Manage your finances on the go with this transaction tracker. Easily record income and expenses, schedule upcoming bills, and reconcile with your bank statements for accurate balance tracking. Offers multiple accounts, customizable themes, and secure access.

**Highlights:** Real-time transaction tracking, Upcoming bill and deposit scheduling, Bank account reconciliation, Multiple account management, Customizable color themes, Transaction search and filtering, Recurring transaction setup

**Features:** Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Shared Storage - Monthly | $1.99 | per month |
| Shared Storage - Annual | $19.99 | per year |

**What reviewers like**

- 💻 Easy to use
- 🔍 Helps track finances
- 📱 Convenient mobile app
- 🧮 Simple check register
- 🔒 Secure with Face ID

**What reviewers complain about**

- 🔢 Limited account name length
- 🔍 Difficult to view past transactions
- 🔢 No custom currency options
- 🐛 Data loss issues
- 🚫 No iPad-optimized layout

**Reported bugs**

- Data loss and sync issues
- Incorrect transaction display
- Recurring transactions not working as expected

**Requested features**

- 📊 Spending reports and analytics
- 🔁 More recurring transaction options
- 🖨️ Check printing capability
- 🔀 Ability to split transactions
- 🔄 Easier transaction editing/deletion


## Frequently asked questions

### Is Finance free?

Finance costs $18.99, with no in-app purchases.

### Is The Checkbook free?

The Checkbook costs $4.99, and also offers in-app purchases.

### Do Finance or The Checkbook have ads?

Neither Finance nor The Checkbook shows ads.

### Which is updated more often, Finance or The Checkbook?

Finance ships an update every 5 months, and The Checkbook fortnightly. Most recently, Finance was updated on September 2, 2026 and The Checkbook on September 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*