# FNB Mobile Banking vs 1FBUSA Mobile

The clearest difference is review sentiment: FNB Mobile Banking at 83% against 1FBUSA Mobile's 19%. FNB Mobile Banking also leads on rating (4.8 vs 2.1) and ratings volume (1.1K vs 125). 1FBUSA Mobile's advantage is update cadence (every 6 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FNB Mobile Banking holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: FNB Mobile Banking has 1.1K ratings behind it against 125, so its average is the more settled of the two. Written reviews point the same way: 83% of FNB Mobile Banking's written reviews are positive against 19% of 1FBUSA Mobile's.

FNB Mobile Banking ships an update every 3 months, 1FBUSA Mobile every 6 weeks. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | FNB Mobile Banking | 1FBUSA Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.1K ratings)](https://appshunter.io/ios/app/fnb-mobile-banking/id488793290/reviews)** | [2.1 (125 ratings)](https://appshunter.io/ios/app/1fbusa-mobile/id1129711073/reviews) |
| Number of ratings | **1.1K** | 125 |
| Positive reviews | **83.3% of reviews** | 18.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 182 MB | 35 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [First National Bank, Ames, Iowa](https://appshunter.io/developer/488793293) | [1st Financial Bank USA](https://appshunter.io/developer/1117952359) |

## What reviewers say

### FNB Mobile Banking

[App page](https://appshunter.io/ios/app/fnb-mobile-banking/id488793290)

Manage your finances conveniently and securely from your mobile device. View account balances, transfer funds, pay bills, and deposit checks with ease. This free application offers a simple and efficient way to bank on the go.

**Highlights:** View account balances, Make transfers, Pay bills, Deposit checks, Secure access, Fingerprint authentication

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Efficient mobile banking
- 🔒 Secure with fingerprint authentication
- 💡 Great features and functionality

**What reviewers complain about**

- 🐛 Issues with mobile check deposit
- 🐛 Occasional app crashes or errors
- 🔋 Slow performance at times

**Reported bugs**

- Login issues with invalid credentials
- Camera problems with mobile check deposit

**Requested features**

- Ability to edit bill payments
- Landscape mode support
- Check image viewing
- Dark mode option


### 1FBUSA Mobile

[App page](https://appshunter.io/ios/app/1fbusa-mobile/id1129711073)

Manage your 1st Financial Bank USA credit card accounts conveniently from your mobile device. Features include autopay, payment tracking, secure sign-in options, and in-app notifications. You can also send secure messages, report lost cards, and update your personal information.

**Highlights:** Autopay setup, Credit card payment, Balance monitoring, In-app notifications, Secure sign-in (Face ID/Touch ID/MFA), SecureMail with attachments, Report lost credit card

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Builds credit responsibly
- ✅ Payments go through quickly
- ✨ New app design is nice
- 🚀 App is easy to use
- ✅ Fingerprint sign-in works

**What reviewers complain about**

- 🐛 App frequently won't let users log in
- 🐛 Face ID/biometrics don't work
- 🐛 App constantly logs users out
- 🐛 Password saving issues
- 🐛 Transactions not displayed

**Reported bugs**

- Unable to log in
- Face ID/biometrics not working
- App logs users out unexpectedly
- Password not saved
- Transactions not displayed

**Requested features**

- Integrate with third-party budgeting apps (e.g., Nerd Wallet)
- Display current transactions
- Allow sorting of statements by date
- Improve app usability and user-friendliness
- Update app for iPhone X compatibility


## Frequently asked questions

### Is FNB Mobile Banking free?

FNB Mobile Banking is free to download, with no in-app purchases.

### Is 1FBUSA Mobile free?

1FBUSA Mobile is free to download, with no in-app purchases.

### Which has better reviews, FNB Mobile Banking or 1FBUSA Mobile?

FNB Mobile Banking is rated higher. FNB Mobile Banking averages 4.8 out of 5 from 1.1K ratings, while 1FBUSA Mobile averages 2.1 from 125 ratings.

### Do FNB Mobile Banking or 1FBUSA Mobile have ads?

Neither FNB Mobile Banking nor 1FBUSA Mobile shows ads.

### Which is updated more often, FNB Mobile Banking or 1FBUSA Mobile?

FNB Mobile Banking ships an update every 3 months, and 1FBUSA Mobile every 6 weeks. Most recently, FNB Mobile Banking was updated on November 1, 2026 and 1FBUSA Mobile on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*