# FNB Mobile Banking vs FNBOTN Mobile

The clearest difference is update cadence: FNBOTN Mobile at every 2 months against FNB Mobile Banking's every 3 months. FNBOTN Mobile also leads on ratings volume (4.5K vs 1.1K) and iOS requirement (15.0 vs 17.0). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FNB Mobile Banking against 4.9 for FNBOTN Mobile. Both are backed by a comparable volume of ratings — 1.1K and 4.5K respectively. Written reviews are what separate them: 83% of FNB Mobile Banking's written reviews are positive against 78% of FNBOTN Mobile's.

FNB Mobile Banking ships an update every 3 months, FNBOTN Mobile every 2 months. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | FNB Mobile Banking | FNBOTN Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.1K ratings)](https://appshunter.io/ios/app/fnb-mobile-banking/id488793290/reviews) | **[4.9 (4.5K ratings)](https://appshunter.io/ios/app/fnbotn-mobile/id549873715/reviews)** |
| Number of ratings | 1.1K | **4.5K** |
| Positive reviews | **83.3% of reviews** | 78.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 182 MB | 148 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [First National Bank, Ames, Iowa](https://appshunter.io/developer/488793293) | [First National Bank of Tennessee](https://appshunter.io/developer/549873724) |

## What reviewers say

### FNB Mobile Banking

[App page](https://appshunter.io/ios/app/fnb-mobile-banking/id488793290)

Manage your finances conveniently and securely from your mobile device. View account balances, transfer funds, pay bills, and deposit checks with ease. This free application offers a simple and efficient way to bank on the go.

**Highlights:** View account balances, Make transfers, Pay bills, Deposit checks, Secure access, Fingerprint authentication

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Efficient mobile banking
- 🔒 Secure with fingerprint authentication
- 💡 Great features and functionality

**What reviewers complain about**

- 🐛 Issues with mobile check deposit
- 🐛 Occasional app crashes or errors
- 🔋 Slow performance at times

**Reported bugs**

- Login issues with invalid credentials
- Camera problems with mobile check deposit

**Requested features**

- Ability to edit bill payments
- Landscape mode support
- Check image viewing
- Dark mode option


### FNBOTN Mobile

[App page](https://appshunter.io/ios/app/fnbotn-mobile/id549873715)

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills directly from your smartphone. It offers convenient access to your banking needs anytime, anywhere.

**Highlights:** Check account balances, View recent transactions, Transfer funds between accounts, Pay bills, Revise scheduled payments, Review paid bills

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast and responsive app
- 💡 Convenient mobile banking features
- 🔒 Secure transactions
- 🤝 Friendly and helpful staff

**What reviewers complain about**

- 🔍 Cluttered and outdated visual design
- 🐛 Frequent crashes and login issues
- 📱 Compatibility problems with newer devices
- 🔧 Lack of feature updates and improvements

**Reported bugs**

- App not loading or freezing on launch
- Incorrect account balances or transaction details
- Inability to sign in or access certain features

**Requested features**

- Mobile check deposit
- Apple Pay integration
- Customizable account alerts
- Improved transaction history and reporting


## Frequently asked questions

### Is FNB Mobile Banking free?

FNB Mobile Banking is free to download, with no in-app purchases.

### Is FNBOTN Mobile free?

FNBOTN Mobile is free to download, with no in-app purchases.

### Which has better reviews, FNB Mobile Banking or FNBOTN Mobile?

FNBOTN Mobile is rated higher. FNB Mobile Banking averages 4.8 out of 5 from 1.1K ratings, while FNBOTN Mobile averages 4.9 from 4.5K ratings.

### Do FNB Mobile Banking or FNBOTN Mobile have ads?

Neither FNB Mobile Banking nor FNBOTN Mobile shows ads.

### Which is updated more often, FNB Mobile Banking or FNBOTN Mobile?

FNB Mobile Banking ships an update every 3 months, and FNBOTN Mobile every 2 months. Most recently, FNB Mobile Banking was updated on October 30, 2026 and FNBOTN Mobile on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*