# FNB Mobile Banking vs First Nat Mobile App

FNB Mobile Banking and First Nat Mobile App both sit at 4.7 stars, but that hides the real split: 84% of FNB Mobile Banking's written reviews are positive against 43% of First Nat Mobile App's. First Nat Mobile App's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for FNB Mobile Banking against 4.8 for First Nat Mobile App. Both are backed by a comparable volume of ratings — 996 and 1.3K respectively. Written reviews are what separate them: 84% of FNB Mobile Banking's written reviews are positive against 43% of First Nat Mobile App's.

FNB Mobile Banking ships an update every 3 months, First Nat Mobile App every 4 months. The most recent releases landed on September 13, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | FNB Mobile Banking | First Nat Mobile App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (996 ratings)](https://appshunter.io/ios/app/fnb-mobile-banking/id488793290/reviews) | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/first-nat-mobile-app/id901976366/reviews)** |
| Number of ratings | 996 | **1.3K** |
| Positive reviews | **84.4% of reviews** | 42.9% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 178 MB | 98 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [First National Bank, Ames, Iowa](https://appshunter.io/developer/488793293) | [First National Bank (VA)](https://appshunter.io/developer/901976369) |

## What reviewers say

### FNB Mobile Banking

[App page](https://appshunter.io/ios/app/fnb-mobile-banking/id488793290)

Access your bank accounts on your smartphone to view balances, transfer funds, pay bills, and deposit checks. This secure and free application allows for convenient banking on the go.

**Highlights:** View account balances, Make transfers between accounts, Pay bills, Deposit checks, Secure access

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Efficient mobile banking
- 🔒 Secure with fingerprint authentication
- 💡 Great features and functionality

**What reviewers complain about**

- 🐛 Issues with mobile check deposit
- 🐛 Occasional app crashes or errors
- 🔋 Slow performance at times

**Reported bugs**

- Login issues with invalid credentials
- Camera problems with mobile check deposit

**Requested features**

- Ability to edit bill payments
- Landscape mode support
- Check image viewing
- Dark mode option


### First Nat Mobile App

[App page](https://appshunter.io/ios/app/first-nat-mobile-app/id901976366)

Manage your bank accounts on the go with this official mobile banking application. View balances, deposit checks remotely, transfer funds instantly, and control your debit and credit cards.

**Highlights:** View account balances, Mobile check deposit, Instant fund transfers, Card management, Branch locator

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FNB Mobile Banking free?

FNB Mobile Banking is free to download, with no in-app purchases.

### Is First Nat Mobile App free?

First Nat Mobile App is free to download, with no in-app purchases.

### Which has better reviews, FNB Mobile Banking or First Nat Mobile App?

First Nat Mobile App is rated higher. FNB Mobile Banking averages 4.7 out of 5 from 996 ratings, while First Nat Mobile App averages 4.8 from 1.3K ratings.

### Do FNB Mobile Banking or First Nat Mobile App have ads?

Both FNB Mobile Banking and First Nat Mobile App show ads.

### Which is updated more often, FNB Mobile Banking or First Nat Mobile App?

FNB Mobile Banking ships an update every 3 months, and First Nat Mobile App every 4 months. Most recently, FNB Mobile Banking was updated on September 13, 2026 and First Nat Mobile App on September 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*