# FSB Mobile Banking vs FSB Now

The clearest difference is rating: FSB Now at 4.7 against FSB Mobile Banking's 3.9. FSB Now also leads on ratings volume (1.1K vs 12) and review sentiment (63% vs 45%). FSB Mobile Banking's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FSB Now holds the better App Store score, 4.7 against 3.9. That said, the two scores are not equally well evidenced: FSB Now has 1.1K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 45% of FSB Mobile Banking's written reviews are positive against 63% of FSB Now's.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | FSB Mobile Banking | FSB Now |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (12 ratings)](https://appshunter.io/ios/app/fsb-mobile-banking/id489187454/reviews) | **[4.7 (1.1K ratings)](https://appshunter.io/ios/app/fsb-now/id1119192297/reviews)** |
| Number of ratings | 12 | **1.1K** |
| Positive reviews | 44.8% of reviews | **63.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 67 MB | 100 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First State Bank](https://appshunter.io/developer/489187457) | [Farmers State Bank Marion, IA](https://appshunter.io/developer/1119192296) |

## What reviewers say

### FSB Mobile Banking

[App page](https://appshunter.io/ios/app/fsb-mobile-banking/id489187454)

Manage your bank accounts on the go with this free mobile banking application. Easily check balances, pay bills, transfer funds, and locate ATMs and branches. Access your accounts securely using your existing internet banking credentials.

**Highlights:** Check account balances, Transfer funds, Pay bills, Deposit checks, Locate ATMs and branches

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### FSB Now

[App page](https://appshunter.io/ios/app/fsb-now/id1119192297)

Manage your finances on the go with this mobile banking application. View balances, deposit checks, transfer funds, and pay bills securely from anywhere. Find branch locations and utilize features like Zelle® setup for easy person-to-person payments.

**Highlights:** View account balances, Mobile check deposit, Funds transfer, Bill Pay, Transaction history, Zelle® setup, Find branch locations

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and easy to navigate
- 📱 Mobile deposit functionality works well
- 💰 Effective for account tracking and balance checking
- 🔄 Simple transfer and bill payment options
- 🏦 Customized design for FSB brand

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔐 Persistent login and lockout issues
- ⏳ App hangs and freezes on startup
- 😤 Requires repeated reinstallation
- 🚫 Cannot save username and password

**Reported bugs**

- White screen on app launch
- Face ID authentication fails to open account
- App crashes every few weeks requiring reinstall
- Error occurred message with no clear resolution
- Unexpected logout and inability to log back in

**Requested features**

- Transfer description or title capability
- Improved session management to prevent auto-logout
- Better password recovery process


## Frequently asked questions

### Is FSB Mobile Banking free?

FSB Mobile Banking is free to download, with no in-app purchases.

### Is FSB Now free?

FSB Now is free to download, with no in-app purchases.

### Which has better reviews, FSB Mobile Banking or FSB Now?

FSB Now is rated higher. FSB Mobile Banking averages 3.9 out of 5 from 12 ratings, while FSB Now averages 4.7 from 1.1K ratings.

### Do FSB Mobile Banking or FSB Now have ads?

FSB Now shows ads; FSB Mobile Banking does not.

### Which is updated more often, FSB Mobile Banking or FSB Now?

FSB Mobile Banking ships an update every 3 months, and FSB Now every 3 months. Most recently, FSB Mobile Banking was updated on November 1, 2026 and FSB Now on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*