# FSB Mobile Banking vs First State Bank

The clearest difference is rating: First State Bank at 4.8 against FSB Mobile Banking's 3.9. First State Bank also leads on ratings volume (2.2K vs 12) and update cadence (monthly vs every 3 months). FSB Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First State Bank holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: First State Bank has 2.2K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 45% of FSB Mobile Banking's written reviews are positive against 48% of First State Bank's.

FSB Mobile Banking ships an update every 3 months, First State Bank monthly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | FSB Mobile Banking | First State Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (12 ratings)](https://appshunter.io/ios/app/fsb-mobile-banking/id489187454/reviews) | **[4.8 (2.2K ratings)](https://appshunter.io/ios/app/first-state-bank/id6444011186/reviews)** |
| Number of ratings | 12 | **2.2K** |
| Positive reviews | 44.8% of reviews | **47.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 67 MB | 197 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [First State Bank](https://appshunter.io/developer/489187457) | [FIRST STATE BANK (OH)](https://appshunter.io/developer/766857378) |

## What reviewers say

### FSB Mobile Banking

[App page](https://appshunter.io/ios/app/fsb-mobile-banking/id489187454)

Manage your bank accounts on the go with this free mobile banking application. Easily check balances, pay bills, transfer funds, and locate ATMs and branches. Access your accounts securely using your existing internet banking credentials.

**Highlights:** Check account balances, Transfer funds, Pay bills, Deposit checks, Locate ATMs and branches

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### First State Bank

[App page](https://appshunter.io/ios/app/first-state-bank/id6444011186)

Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.

**Highlights:** Real-time balance viewing, Fund transfers, Mobile check deposit, ATM/Debit card management, Transaction organization, Customizable alerts, Payment capabilities

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great bank
- 🚀 Deposit checks without going to the bank
- 💡 Excellent service

**What reviewers complain about**

- 🐛 App not updated, balance and transactions delayed
- 🐛 App crashes, can't link accounts for transfers
- 🤔 Confusing new app design

**Reported bugs**

- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed

**Requested features**

- Bring back old app version
- Improve transaction visibility and timeliness


## Frequently asked questions

### Is FSB Mobile Banking free?

FSB Mobile Banking is free to download, with no in-app purchases.

### Is First State Bank free?

First State Bank is free to download, with no in-app purchases.

### Which has better reviews, FSB Mobile Banking or First State Bank?

First State Bank is rated higher. FSB Mobile Banking averages 3.9 out of 5 from 12 ratings, while First State Bank averages 4.8 from 2.2K ratings.

### Do FSB Mobile Banking or First State Bank have ads?

Neither FSB Mobile Banking nor First State Bank shows ads.

### Which is updated more often, FSB Mobile Banking or First State Bank?

FSB Mobile Banking ships an update every 3 months, and First State Bank monthly. Most recently, FSB Mobile Banking was updated on November 1, 2026 and First State Bank on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*