# fastPay vs FUPS

The clearest difference is rating: fastPay at 3.8 against FUPS's 2.8. fastPay also leads on review sentiment (38% vs 25%) and iOS requirement (13.0 vs 15.6). FUPS's advantage is ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

fastPay holds the better App Store score, 3.8 against 2.8. Both are backed by a comparable volume of ratings — 47 and 24 respectively. Written reviews point the same way: 38% of fastPay's written reviews are positive against 25% of FUPS's.

fastPay ships an update monthly, FUPS every 2 weeks. The most recent releases landed on June 1, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | fastPay | FUPS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (47 ratings)](https://appshunter.io/ios/app/fastpay/id489509999/reviews)** | [2.8 (24 ratings)](https://appshunter.io/ios/app/fups/id1529736037/reviews) |
| Number of ratings | **47** | 24 |
| Positive reviews | **38.1% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 269 MB | 226 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [fastPay Elektronik Para ve Odeme Hizmetleri Anonim Sirketi](https://appshunter.io/developer/1614247915) | [Lydians Elektronik Para Hizmetleri A.S.](https://appshunter.io/developer/1481444249) |

## What reviewers say

### fastPay

[App page](https://appshunter.io/ios/app/fastpay/id489509999)

Manage all your financial transactions easily from anywhere. Load balance, send money 24/7, pay bills, top up transportation cards, and make contactless QR code payments with instant cashback. Easily pay credit card debt and mobile phone credit.

**Highlights:** Load balance via bank card or EFT, 24/7 money transfers, Top up public transportation cards, Contactless QR code payments with cashback, Pay bills securely, Pay credit card debt, Mobile top-up

**In-app purchases:** none


### FUPS

[App page](https://appshunter.io/ios/app/fups/id1529736037)

Securely manage your finances with this app. Track budgets, make instant payments, send and receive money, and split expenses. Offers virtual and physical cards for convenient transactions and bill payments.

**Highlights:** Send and receive money via IBAN, QR Card for POS payments and ATM withdrawals, Split expenses before or after purchase, Secure in-app chat for financial coordination, Virtual card for secure recurring payments, Bill payments, Request money via payment link

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and simple user interface
- 🚀 Fast application performance
- 💳 Multiple card types (real, unnamed, virtual)
- 🔒 Detailed transaction security monitoring
- 💰 No EFT time restrictions for transfers

**What reviewers complain about**

- ❌ Card declined frequently in-person and online
- 🚫 Severe restrictions on standard account features
- 💸 Money withdrawal/transfer limitations
- 🔐 Account blocking without clear explanation
- ⚠️ Premium account paywall for basic features

**Reported bugs**

- Application crashes and won't open
- Login failures and account access issues
- 3D verification timeout errors on iOS
- Password recovery not working
- OTP not functioning on iOS

**Requested features**

- Dark mode interface
- Biometric login (Face ID/Touch ID)
- Camera-based IBAN input instead of manual entry
- Improved UI/interface redesign
- Cashback and promotional campaigns


## Frequently asked questions

### Is fastPay free?

fastPay is free to download, with no in-app purchases.

### Is FUPS free?

FUPS is free to download, with no in-app purchases.

### Which has better reviews, fastPay or FUPS?

fastPay is rated higher. fastPay averages 3.8 out of 5 from 47 ratings, while FUPS averages 2.8 from 24 ratings.

### Do fastPay or FUPS have ads?

fastPay shows ads; FUPS does not.

### Which is updated more often, fastPay or FUPS?

fastPay ships an update monthly, and FUPS every 2 weeks. Most recently, fastPay was updated on June 1, 2026 and FUPS on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*