# CUBC mBanking vs Spentify

The clearest difference is review sentiment: Spentify at 100% against CUBC mBanking's 0%. Spentify also leads on rating (4.7 vs 3.6) and ratings volume (87 vs 7). CUBC mBanking's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Spentify sells 3 in-app purchases, starting at $0.99 per month. CUBC mBanking asks for nothing beyond the download.

Spentify holds the better App Store score, 4.7 against 3.6. That said, the two scores are not equally well evidenced: Spentify has 87 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 0% of CUBC mBanking's written reviews are positive against 100% of Spentify's.

CUBC mBanking ships an update fortnightly, Spentify every 11 days. The most recent releases landed on October 8, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | CUBC mBanking | Spentify |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (7 ratings)](https://appshunter.io/ios/app/cubc-mbanking/id489736801/reviews) | **[4.7 (87 ratings)](https://appshunter.io/ios/app/spentify-expense-tracker/id1439556350/reviews)** |
| Number of ratings | 7 | **87** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 11 days** |
| Monetization | **Free** | Ad-supported |
| Size | 169 MB | 106 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CATHAY UNITED BANK (CAMBODIA) PLC](https://appshunter.io/developer/489736804) | [Choun Rothana](https://appshunter.io/developer/1336303139) |

## What reviewers say

### CUBC mBanking

[App page](https://appshunter.io/ios/app/cubc-mbanking/id489736801)

Manage your bank accounts, transfer funds, and make payments conveniently from your mobile device. Access your finances 24/7 with a secure login and receive instant transaction notifications.

**Highlights:** Open CUBC Digital Account, Manage Bank Accounts (Savings, Current, Credit Card, Loans), View Transaction History, Fund Transfers (Local & Overseas), QR Code Payments (KHQR), Bill Payments & Scheduled Transfers, Online Fixed Deposits, Find Nearby Branches & ATMs

**Features:** Vision Pro support

**In-app purchases:** none


### Spentify

[App page](https://appshunter.io/ios/app/spentify-expense-tracker/id1439556350)

Effortlessly track your expenses and income to understand your spending habits. Organize your finances with categorized transactions, set budgets, and monitor your savings goals. Gain insights into your financial health with clear reports and manage multiple accounts easily.

**Highlights:** Track expenses and income, Categorize transactions, Set budgets, Manage multiple wallets, Track savings goals, View financial reports

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spentify Pro – Monthly | $0.99 | per month |
| Spentify Pro – Yearly | $9.99 | per year |
| Spentify - Lifetime | $24.99 | one-time |


## Frequently asked questions

### Is CUBC mBanking free?

CUBC mBanking is free to download, with no in-app purchases.

### Is Spentify free?

Spentify is free to download, with in-app purchases available.

### Which has better reviews, CUBC mBanking or Spentify?

Spentify is rated higher. CUBC mBanking averages 3.6 out of 5 from 7 ratings, while Spentify averages 4.7 from 87 ratings.

### Do CUBC mBanking or Spentify have ads?

Spentify shows ads; CUBC mBanking does not.

### Which is updated more often, CUBC mBanking or Spentify?

CUBC mBanking ships an update fortnightly, and Spentify every 11 days. Most recently, CUBC mBanking was updated on October 8, 2026 and Spentify on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*