# CUBC mBanking vs Payculator

The clearest difference is update cadence: Payculator at every 2 days against CUBC mBanking's fortnightly. CUBC mBanking's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CUBC mBanking ships an update fortnightly, Payculator every 2 days. The most recent releases landed on October 8, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | CUBC mBanking | Payculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (7 ratings)](https://appshunter.io/ios/app/cubc-mbanking/id489736801/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 days** |
| Monetization | Free | — |
| Size | 169 MB | 46 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [CATHAY UNITED BANK (CAMBODIA) PLC](https://appshunter.io/developer/489736804) | [Hanlin Wang](https://appshunter.io/developer/1671186197) |

## What reviewers say

### CUBC mBanking

[App page](https://appshunter.io/ios/app/cubc-mbanking/id489736801)

Manage your bank accounts, transfer funds, and make payments conveniently from your mobile device. Access your finances 24/7 with a secure login and receive instant transaction notifications.

**Highlights:** Open CUBC Digital Account, Manage Bank Accounts (Savings, Current, Credit Card, Loans), View Transaction History, Fund Transfers (Local & Overseas), QR Code Payments (KHQR), Bill Payments & Scheduled Transfers, Online Fixed Deposits, Find Nearby Branches & ATMs

**Features:** Vision Pro support

**In-app purchases:** none


### Payculator

[App page](https://appshunter.io/ios/app/payculator/id6787649306)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CUBC mBanking free?

CUBC mBanking is free to download, with no in-app purchases.

### Is Payculator free?

Payculator is free to download, with no in-app purchases.

### Do CUBC mBanking or Payculator have ads?

Neither CUBC mBanking nor Payculator shows ads.

### Which is updated more often, CUBC mBanking or Payculator?

CUBC mBanking ships an update fortnightly, and Payculator every 2 days. Most recently, CUBC mBanking was updated on October 8, 2026 and Payculator on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*