# MyBlock vs Payactiv

MyBlock and Payactiv both sit at 4.6 stars, but that hides the real split: 36% of Payactiv's written reviews are positive against 8% of MyBlock's. Payactiv also leads on chart position (#136 vs unranked). MyBlock's advantage is update cadence (monthly vs every 2 months) and iOS requirement (14.0 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payactiv holds the better App Store score, 4.7 against 4.6. Both are backed by a comparable volume of ratings — 58K and 85K respectively. Written reviews point the same way: 8% of MyBlock's written reviews are positive against 36% of Payactiv's.

MyBlock ships an update monthly, Payactiv every 2 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | MyBlock | Payactiv |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (58K ratings)](https://appshunter.io/ios/app/myblock-tax-docs-and-refund/id490111274/reviews) | **[4.7 (85K ratings)](https://appshunter.io/ios/app/payactiv/id792617775/reviews)** |
| Number of ratings | 58K | **85K** |
| Positive reviews | 8.2% of reviews | **36.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Best chart rank | — | **#136** |
| Size | 133 MB | 47 MB |
| Requires iOS | **14.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [HRB Tax Group, Inc.](https://appshunter.io/developer/350051876) | [PayActiv Inc.](https://appshunter.io/developer/792617778) |

## What reviewers say

### MyBlock

[App page](https://appshunter.io/ios/app/myblock-tax-docs-and-refund/id490111274)

Manage your taxes and financial life in one secure app. Upload and store tax documents, track your refund status, and connect with tax professionals. Stay organized year-round with tools designed for real tax needs.

**Highlights:** Upload and organize tax documents, Track refund and return status, Estimate tax refund, Message tax professionals, Schedule tax appointments, Manage financial accounts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful tax professionals
- 🚀 Fast tax filing process
- 💰 Increased tax refund amounts

**What reviewers complain about**

- 🐛 Buggy mobile app experience
- 🕰️ Frustrating login/authentication issues
- 💸 Deceptive pricing/upselling tactics
- ❌ Poor customer service and support

**Reported bugs**

- App crashes and freezes frequently
- Login/authentication failures
- Inconsistent data sync between app and website

**Requested features**

- Streamlined mobile app navigation
- Improved document upload and management
- Real-time tax preparation progress tracking


### Payactiv

[App page](https://appshunter.io/ios/app/payactiv/id792617775)

**Currently charting:** #136 Top Free · Finance (US App Store)

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

**Highlights:** Early access to wages, Government payment early access, Spending and saving tools, Low balance alerts, Payactiv Visa Card, Integrated bill pay, Touchless payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick access to money
- 👍 Convenient feature
- 🚀 Easy to use
- 🚀 Helpful in emergencies
- 👍 Wonderful app

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🐛 Hours/funds not updating properly
- 🔒 Security and login issues
- 💩 Poor customer service
- 💰 High fees

**Reported bugs**

- App not loading or logging in
- Funds disappearing or not updating
- Issues linking bank accounts and cards

**Requested features**

- Same-day access to funds
- Reduce withdrawal fees
- Improve app stability and reliability
- Better customer support


## Frequently asked questions

### Is MyBlock free?

MyBlock is free to download, with no in-app purchases.

### Is Payactiv free?

Payactiv is free to download, with no in-app purchases.

### Which has better reviews, MyBlock or Payactiv?

Payactiv is rated higher. MyBlock averages 4.6 out of 5 from 58K ratings, while Payactiv averages 4.7 from 85K ratings.

### Do MyBlock or Payactiv have ads?

Neither MyBlock nor Payactiv shows ads.

### Which is updated more often, MyBlock or Payactiv?

MyBlock ships an update monthly, and Payactiv every 2 months. Most recently, MyBlock was updated on October 29, 2026 and Payactiv on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*