# CAIXA vs Banco PAN

The clearest difference is rating: Banco PAN at 4.8 against CAIXA's 4.2. Banco PAN also leads on review sentiment (61% vs 21%) and update cadence (weekly vs fortnightly). CAIXA's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Banco PAN holds the better App Store score, 4.8 against 4.2. Both are backed by a comparable volume of ratings — 2.3K and 767 respectively. Written reviews point the same way: 21% of CAIXA's written reviews are positive against 61% of Banco PAN's.

CAIXA ships an update fortnightly, Banco PAN weekly. The most recent releases landed on November 7, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | CAIXA | Banco PAN |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (2.3K ratings)](https://appshunter.io/ios/app/caixa/id490813624/reviews) | **[4.8 (767 ratings)](https://appshunter.io/ios/app/banco-pan-conta-cartao-e-plus/id1410400504/reviews)** |
| Number of ratings | **2.3K** | 767 |
| Positive reviews | 21.3% of reviews | **60.6% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 226 MB | 1.3 GB |
| Requires iOS | 15.1 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | +17 | +4 |
| Developer | [Caixa Econômica Federal](https://appshunter.io/developer/490255968) | [Banco Pan S/A.](https://appshunter.io/developer/983007135) |

## What reviewers say

### CAIXA

[App page](https://appshunter.io/ios/app/caixa/id490813624)

Manage your bank accounts, credit cards, and loans with ease. Access transaction history, make payments, and apply for new financial products. The app offers features like Pix transfers, virtual debit cards, and financial tracking tools.

**Highlights:** Account access and consultation, Credit card management, Loan applications, Pix transfers, Virtual debit card creation, Financial tracking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Prático e funcional
- 👍 Fácil de usar
- 🚀 Muito útil

**What reviewers complain about**

- 🐛 Instabilidade e falhas frequentes
- 🔒 Problemas de segurança e acesso
- 🚫 Não funciona fora do Brasil
- 🐛 Bugs e travamentos constantes

**Reported bugs**

- Não reconhece usuário e pede recadastro
- Conexão segura não funciona
- Problemas com PIX e transferências

**Requested features**

- Integração com cartões de crédito
- Opção de compartilhar extratos
- Atualização para iOS e Android


### Banco PAN

[App page](https://appshunter.io/ios/app/banco-pan-conta-cartao-e-plus/id1410400504)

Manage your finances with a comprehensive digital bank offering a high-yield savings account, credit card options, loans, and cashback rewards. Perform transactions, pay bills, and access financial services conveniently and securely.

**Highlights:** High-yield digital account, Credit card with growing limit, Loan simulation and contracting, Cashback and giftcard rewards, Virtual card for secure shopping, PIX and boleto installment options

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and practical to use
- ⚡ Fast and quick transactions
- 💰 Simple loan and credit approval process
- 📱 User-friendly interface and navigation
- 🎯 Straightforward account opening

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⚠️ Constant maintenance downtime
- ❌ PIX functionality frequently broken
- 🔐 Excessive selfie verification requests
- 📵 Poor customer support availability

**Reported bugs**

- PIX confirm button freezes during payments
- Login page loses data repeatedly
- App closes when entering CPF
- WhatsApp code delivery not working
- QR code payment crashes

**Requested features**

- Apple Pay compatibility
- Increased credit limits
- Online customer support chat
- Personal/live customer service
- Better delivery process for physical cards


## Frequently asked questions

### Is CAIXA free?

CAIXA is free to download, with no in-app purchases.

### Is Banco PAN free?

Banco PAN is free to download, with no in-app purchases.

### Which has better reviews, CAIXA or Banco PAN?

Banco PAN is rated higher. CAIXA averages 4.2 out of 5 from 2.3K ratings, while Banco PAN averages 4.8 from 767 ratings.

### Do CAIXA or Banco PAN have ads?

Banco PAN shows ads; CAIXA does not.

### Which is updated more often, CAIXA or Banco PAN?

CAIXA ships an update fortnightly, and Banco PAN weekly. Most recently, CAIXA was updated on November 7, 2026 and Banco PAN on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*