# CAIXA vs Nu

The clearest difference is rating: Nu at 4.8 against CAIXA's 4.2. Nu also leads on review sentiment (51% vs 21%) and ratings volume (25K vs 2.3K). CAIXA's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Nu holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: Nu has 25K ratings behind it against 2.3K, so its average is the more settled of the two. Written reviews point the same way: 21% of CAIXA's written reviews are positive against 51% of Nu's.

CAIXA ships an update fortnightly, Nu weekly. Both last shipped on September 26, 2026.

## The numbers

| Metric | CAIXA | Nu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (2.3K ratings)](https://appshunter.io/ios/app/caixa/id490813624/reviews) | **[4.8 (25K ratings)](https://appshunter.io/ios/app/nu-everyday-mobile-banking/id814456780/reviews)** |
| Number of ratings | 2.3K | **25K** |
| Positive reviews | 21.3% of reviews | **51.4% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Best chart rank | — | **#201** |
| Size | 168 MB | 235 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | +17 | 4+ |
| Developer | [Caixa Econômica Federal](https://appshunter.io/developer/490255968) | [NU PAGAMENTOS S/A INSTITUICAO DE PAGAMENTO](https://appshunter.io/developer/814456783) |

## What reviewers say

### CAIXA

[App page](https://appshunter.io/ios/app/caixa/id490813624)

Manage your bank account and access financial services with ease. This app allows you to check balances, view statements, make transfers, and apply for loans. It also offers features for credit card management and secure online payments.

**Highlights:** Account access and management, Balance and statement consultation, Payment and transfer receipts, Credit card management, Virtual debit card creation, Loan applications, Pix transfers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Prático e funcional
- 👍 Fácil de usar
- 🚀 Muito útil

**What reviewers complain about**

- 🐛 Instabilidade e falhas frequentes
- 🔒 Problemas de segurança e acesso
- 🚫 Não funciona fora do Brasil
- 🐛 Bugs e travamentos constantes

**Reported bugs**

- Não reconhece usuário e pede recadastro
- Conexão segura não funciona
- Problemas com PIX e transferências

**Requested features**

- Integração com cartões de crédito
- Opção de compartilhar extratos
- Atualização para iOS e Android


### Nu

[App page](https://appshunter.io/ios/app/nu-everyday-mobile-banking/id814456780)

**Currently charting:** #201 Top Free · Finance (US App Store)

This app provides a comprehensive digital financial services platform, aiming to simplify banking and empower users. It offers a transparent and hassle-free experience for managing your complete financial journey, including accounts, credit, investments, and more, with human support available 24/7.

**Highlights:** Digital financial services platform, Credit card management, Loans and investments, Savings accounts, PIX and Cashback, 24/7 human support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Transparent and intuitive
- 🚀 Fast and efficient
- 💡 Modern banking experience
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 Occasional app crashes
- 🐛 Login issues
- 🐛 Unreliable facial recognition
- 🔒 Security concerns
- 🔋 High battery consumption

**Reported bugs**

- App freezes on startup
- Timed out during account creation
- Unable to access account after password reset
- Incorrect transaction history display

**Requested features**

- Apple Pay integration
- Improved transaction categorization
- Ability to increase credit limit manually
- Support for international users
- Dark mode option


## Frequently asked questions

### Is CAIXA free?

CAIXA is free to download, with no in-app purchases.

### Is Nu free?

Nu is free to download, with no in-app purchases.

### Which has better reviews, CAIXA or Nu?

Nu is rated higher. CAIXA averages 4.2 out of 5 from 2.3K ratings, while Nu averages 4.8 from 25K ratings.

### Do CAIXA or Nu have ads?

Nu shows ads; CAIXA does not.

### Which is updated more often, CAIXA or Nu?

CAIXA ships an update fortnightly, and Nu weekly. Most recently, CAIXA was updated on September 26, 2026 and Nu on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*