# IB ONE Wallet vs Thumb Mobile

IB ONE Wallet and Thumb Mobile both sit at 4.7 stars, but that hides the real split: 43% of IB ONE Wallet's written reviews are positive against 25% of Thumb Mobile's. IB ONE Wallet also leads on ratings volume (10K vs 452) and monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for IB ONE Wallet against 4.7 for Thumb Mobile. That said, the two scores are not equally well evidenced: IB ONE Wallet has 10K ratings behind it against 452, so its average is the more settled of the two. Written reviews are what separate them: 43% of IB ONE Wallet's written reviews are positive against 25% of Thumb Mobile's.

IB ONE Wallet ships an update every 6 months, Thumb Mobile every 4 months. Both last shipped on November 10, 2026.

## The numbers

| Metric | IB ONE Wallet | Thumb Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (10K ratings)](https://appshunter.io/ios/app/ib-one-wallet/id491134755/reviews) | **[4.7 (452 ratings)](https://appshunter.io/ios/app/thumb-mobile/id644276822/reviews)** |
| Number of ratings | **10K** | 452 |
| Positive reviews | **42.5% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 4 months** |
| Monetization | **Free** | Ad-supported |
| Size | 88 MB | 99 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Independent Bank Michigan](https://appshunter.io/developer/491134758) | [THUMB BANK & TRUST](https://appshunter.io/developer/644276825) |

## What reviewers say

### IB ONE Wallet

[App page](https://appshunter.io/ios/app/ib-one-wallet/id491134755)

Manage your banking needs conveniently from your mobile device. Access account details, transfer funds, pay bills, and even check your credit score. This app is designed for existing customers of Independent Bank.

**Highlights:** Accounts Dashboard, Fund Transfers, Bill Pay, Send Money with Zelle®, Credit Score Check, Debit Card Management

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient features
- 🔒 Secure banking
- 💡 Helpful budgeting tools

**What reviewers complain about**

- 🐛 Frequent crashes
- ⏱️ Slow performance
- 🔍 Difficult navigation
- 🔒 Login issues
- 💰 Unreliable transaction tracking

**Reported bugs**

- Incompatible with iPad
- Zelle feature not working
- Accounts not syncing properly
- Frequent session timeouts

**Requested features**

- Bills calendar for budgeting
- Apple Watch app
- Improved transaction history
- Faster in-app payments


### Thumb Mobile

[App page](https://appshunter.io/ios/app/thumb-mobile/id644276822)

Manage your finances conveniently from your mobile device. Access your accounts and perform banking tasks on the go, anytime and anywhere.

**Highlights:** Manage money anytime, Manage money anywhere, Mobile banking, Account access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IB ONE Wallet free?

IB ONE Wallet is free to download, with no in-app purchases.

### Is Thumb Mobile free?

Thumb Mobile is free to download, with no in-app purchases.

### Which has better reviews, IB ONE Wallet or Thumb Mobile?

Thumb Mobile is rated higher. IB ONE Wallet averages 4.7 out of 5 from 10K ratings, while Thumb Mobile averages 4.7 from 452 ratings.

### Do IB ONE Wallet or Thumb Mobile have ads?

Neither IB ONE Wallet nor Thumb Mobile shows ads.

### Which is updated more often, IB ONE Wallet or Thumb Mobile?

IB ONE Wallet ships an update every 6 months, and Thumb Mobile every 4 months. Most recently, IB ONE Wallet was updated on November 10, 2026 and Thumb Mobile on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*