# Voya vs NYC DCP

Voya and NYC DCP both sit at 4.7 stars, but that hides the real split: 43% of NYC DCP's written reviews are positive against 24% of Voya's. Voya's advantage is ratings volume (190K vs 12K) and chart position (#163 vs unranked). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Voya against 4.7 for NYC DCP. That said, the two scores are not equally well evidenced: Voya has 190K ratings behind it against 12K, so its average is the more settled of the two. Written reviews are what separate them: 24% of Voya's written reviews are positive against 43% of NYC DCP's.

Voya ships an update fortnightly, NYC DCP every 2 weeks. Both last shipped on October 29, 2026.

## The numbers

| Metric | Voya | NYC DCP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (190K ratings)](https://appshunter.io/ios/app/voya/id492157058/reviews) | **[4.7 (12K ratings)](https://appshunter.io/ios/app/nyc-dcp/id1483249425/reviews)** |
| Number of ratings | **190K** | 12K |
| Positive reviews | 23.8% of reviews | **42.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | Free | Free |
| Best chart rank | **#163** | — |
| Size | 138 MB | 135 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Voya Services Company](https://appshunter.io/developer/490636997) | [New York City Deferred Compensation Plan](https://appshunter.io/developer/1483249424) |

## What reviewers say

### Voya

[App page](https://appshunter.io/ios/app/voya/id492157058)

**Currently charting:** #163 Top Free · Finance (US App Store)

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

**Highlights:** All-in-one account aggregation, Personalized financial guidance, Retirement income modeling, Secure data protection, Workplace benefits insights, Healthcare expense tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Intuitive user interface
- 🔒 Robust security features
- 💡 Retirement planning tools
- 👍 User-friendly navigation

**What reviewers complain about**

- 🐛 Frequent app crashes and system unavailability
- 👎 Lack of transparency in account details
- 🕰️ Slow performance and loading times
- 📊 Limited investment performance history

**Reported bugs**

- Login issues with Face ID/Touch ID
- Inability to access account details and transactions
- Inconsistent app behavior across iOS versions

**Requested features**

- Ability to view monthly/quarterly investment performance
- Option to customize contribution limits
- Improved fund lookup and research tools
- Enhanced portfolio tracking and analytics


### NYC DCP

[App page](https://appshunter.io/ios/app/nyc-dcp/id1483249425)

Manage your retirement, health savings, and investment accounts alongside external financial accounts in one secure, personalized platform. Access interactive tools, educational resources, and investment advice to confidently plan for your financial future.

**Highlights:** All-in-one account management, Retirement income modeling, Video education and live chat, Investment advice, Enhanced data security, Bilingual support (English/Spanish)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 🚀 Quick access to account information
- 💡 Ability to see account balance changes
- 👍 Excellent app for retired city employees

**What reviewers complain about**

- 🐛 Frequent system unavailability issues
- 🐛 Compatibility issues with newer iOS versions
- 🐛 Slow and glitchy performance
- 🔍 Limited investment research and analysis tools

**Reported bugs**

- Login issues on iPhone
- Incorrect or missing account balance information
- Inability to make changes to account allocations

**Requested features**

- Ability to withdraw money directly from the app
- Longer historical data and performance tracking
- Total balance display across all accounts
- Improved fund research and allocation tools


## Frequently asked questions

### Is Voya free?

Voya is free to download, with no in-app purchases.

### Is NYC DCP free?

NYC DCP is free to download, with no in-app purchases.

### Which has better reviews, Voya or NYC DCP?

NYC DCP is rated higher. Voya averages 4.7 out of 5 from 190K ratings, while NYC DCP averages 4.7 from 12K ratings.

### Do Voya or NYC DCP have ads?

Neither Voya nor NYC DCP shows ads.

### Which is updated more often, Voya or NYC DCP?

Voya ships an update fortnightly, and NYC DCP every 2 weeks. Most recently, Voya was updated on October 29, 2026 and NYC DCP on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*