# Voya vs PALIDIN.M

The clearest difference is rating: Voya at 4.7 against PALIDIN.M's 2.6. Voya also leads on update cadence (fortnightly vs every 3 months) and ratings volume (188K vs 5). PALIDIN.M's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Voya holds the better App Store score, 4.7 against 2.6. That said, the two scores are not equally well evidenced: Voya has 188K ratings behind it against 5, so its average is the more settled of the two.

Voya ships an update fortnightly, PALIDIN.M every 3 months. The most recent releases landed on October 19, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Voya | PALIDIN.M |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (188K ratings)](https://appshunter.io/ios/app/voya/id492157058/reviews)** | [2.6 (5 ratings)](https://appshunter.io/ios/app/palidinm/id1492295878/reviews) |
| Number of ratings | **188K** | 5 |
| Positive reviews | 23.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free | Free |
| Best chart rank | **#193** | — |
| Size | 138 MB | 107 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Voya Services Company](https://appshunter.io/developer/490636997) | [UVeritech, Inc](https://appshunter.io/developer/1185019233) |

## What reviewers say

### Voya

[App page](https://appshunter.io/ios/app/voya/id492157058)

**Currently charting:** #193 Top Free · Finance (US App Store)

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

**Highlights:** All-in-one account aggregation, Personalized financial guidance, Retirement income modeling, Secure data protection, Workplace benefits insights, Healthcare expense tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Intuitive user interface
- 🔒 Robust security features
- 💡 Retirement planning tools
- 👍 User-friendly navigation

**What reviewers complain about**

- 🐛 Frequent app crashes and system unavailability
- 👎 Lack of transparency in account details
- 🕰️ Slow performance and loading times
- 📊 Limited investment performance history

**Reported bugs**

- Login issues with Face ID/Touch ID
- Inability to access account details and transactions
- Inconsistent app behavior across iOS versions

**Requested features**

- Ability to view monthly/quarterly investment performance
- Option to customize contribution limits
- Improved fund lookup and research tools
- Enhanced portfolio tracking and analytics


### PALIDIN.M

[App page](https://appshunter.io/ios/app/palidinm/id1492295878)

This mobile system authenticates government-issued identity documents using a smartphone's camera. It captures images of the ID and a selfie for live presence verification, performing forensic-level tests to ensure authenticity. Results are stored in a cloud portal in real-time.

**Highlights:** Mobile ID document authentication, Smartphone camera image capture, Live selfie verification, Forensic-level document tests, Cloud-based real-time results, Supports global ID documents

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Voya free?

Voya is free to download, with no in-app purchases.

### Is PALIDIN.M free?

PALIDIN.M is free to download, with no in-app purchases.

### Which has better reviews, Voya or PALIDIN.M?

Voya is rated higher. Voya averages 4.7 out of 5 from 188K ratings, while PALIDIN.M averages 2.6 from 5 ratings.

### Do Voya or PALIDIN.M have ads?

Neither Voya nor PALIDIN.M shows ads.

### Which is updated more often, Voya or PALIDIN.M?

Voya ships an update fortnightly, and PALIDIN.M every 3 months. Most recently, Voya was updated on October 19, 2026 and PALIDIN.M on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*