# Voya vs Speedchain

The clearest difference is ratings volume: Voya at 190K against Speedchain's 4. Voya also leads on chart position (#150 vs unranked) and update cadence (fortnightly vs monthly). Speedchain's advantage is rating (5.0 vs 4.7). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Speedchain holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Voya has 190K ratings behind it against 4, so its average is the more settled of the two.

Voya ships an update fortnightly, Speedchain monthly. The most recent releases landed on October 22, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Voya | Speedchain |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (190K ratings)](https://appshunter.io/ios/app/voya/id492157058/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/speedchain/id6748763292/reviews)** |
| Number of ratings | **190K** | 4 |
| Positive reviews | 23.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Best chart rank | **#150** | — |
| Size | 138 MB | 34 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Voya Services Company](https://appshunter.io/developer/490636997) | [Speedchain](https://appshunter.io/developer/1827303220) |

## What reviewers say

### Voya

[App page](https://appshunter.io/ios/app/voya/id492157058)

**Currently charting:** #150 Top Free · Finance (US App Store)

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

**Highlights:** All-in-one account aggregation, Personalized financial guidance, Retirement income modeling, Secure data protection, Workplace benefits insights, Healthcare expense tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Intuitive user interface
- 🔒 Robust security features
- 💡 Retirement planning tools
- 👍 User-friendly navigation

**What reviewers complain about**

- 🐛 Frequent app crashes and system unavailability
- 👎 Lack of transparency in account details
- 🕰️ Slow performance and loading times
- 📊 Limited investment performance history

**Reported bugs**

- Login issues with Face ID/Touch ID
- Inability to access account details and transactions
- Inconsistent app behavior across iOS versions

**Requested features**

- Ability to view monthly/quarterly investment performance
- Option to customize contribution limits
- Improved fund lookup and research tools
- Enhanced portfolio tracking and analytics


### Speedchain

[App page](https://appshunter.io/ios/app/speedchain/id6748763292)

Manage construction project expenses in real-time with a modern platform. Capture receipts, track budgets, and gain full spend visibility by linking card purchases to GL, project, and cost codes from anywhere.

**Highlights:** Real-time job cost tracking, Automated cost code matching, Instant receipt capture, Proactive budget controls, Streamlined approval workflows, Seamless integration with ERPs

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Voya free?

Voya is free to download, with no in-app purchases.

### Is Speedchain free?

Speedchain is free to download, with no in-app purchases.

### Which has better reviews, Voya or Speedchain?

Speedchain is rated higher. Voya averages 4.7 out of 5 from 190K ratings, while Speedchain averages 5.0 from 4 ratings.

### Do Voya or Speedchain have ads?

Neither Voya nor Speedchain shows ads.

### Which is updated more often, Voya or Speedchain?

Voya ships an update fortnightly, and Speedchain monthly. Most recently, Voya was updated on October 22, 2026 and Speedchain on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*