# Voya vs RetroFin

The clearest difference is in-app purchases: Voya at none against RetroFin's 2. Voya also leads on update cadence (fortnightly vs every 2 months) and chart position (#163 vs unranked). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. RetroFin sells 2 in-app purchases, starting at $12.99 per month. Voya asks for nothing beyond the download.

Voya ships an update fortnightly, RetroFin every 2 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Voya | RetroFin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (190K ratings)](https://appshunter.io/ios/app/voya/id492157058/reviews)** | — |
| Number of ratings | **190K** | — |
| Positive reviews | 23.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | — |
| Best chart rank | **#163** | — |
| Size | 138 MB | 66 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Voya Services Company](https://appshunter.io/developer/490636997) | [Matthew Rice](https://appshunter.io/developer/1438358014) |

## What reviewers say

### Voya

[App page](https://appshunter.io/ios/app/voya/id492157058)

**Currently charting:** #163 Top Free · Finance (US App Store)

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

**Highlights:** All-in-one account aggregation, Personalized financial guidance, Retirement income modeling, Secure data protection, Workplace benefits insights, Healthcare expense tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Intuitive user interface
- 🔒 Robust security features
- 💡 Retirement planning tools
- 👍 User-friendly navigation

**What reviewers complain about**

- 🐛 Frequent app crashes and system unavailability
- 👎 Lack of transparency in account details
- 🕰️ Slow performance and loading times
- 📊 Limited investment performance history

**Reported bugs**

- Login issues with Face ID/Touch ID
- Inability to access account details and transactions
- Inconsistent app behavior across iOS versions

**Requested features**

- Ability to view monthly/quarterly investment performance
- Option to customize contribution limits
- Improved fund lookup and research tools
- Enhanced portfolio tracking and analytics


### RetroFin

[App page](https://appshunter.io/ios/app/retrofin/id6759535292)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic Plan | $12.99 | per month |
| Pro | $14.99 | per month |


## Frequently asked questions

### Is Voya free?

Voya is free to download, with no in-app purchases.

### Is RetroFin free?

RetroFin is free to download, with in-app purchases available.

### Do Voya or RetroFin have ads?

Neither Voya nor RetroFin shows ads.

### Which is updated more often, Voya or RetroFin?

Voya ships an update fortnightly, and RetroFin every 2 months. Most recently, Voya was updated on October 29, 2026 and RetroFin on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*