# 万得基金PRO vs 时光智投

The clearest difference is price: 时光智投 at Free against 万得基金PRO's $0.99. 万得基金PRO's advantage is in-app purchases (none vs 7). On update cadence, ads, device support and iOS requirement there is nothing between them.

时光智投 is free to download; 万得基金PRO costs $0.99 up front. 时光智投 sells 7 one-off in-app purchases. 万得基金PRO asks for nothing beyond the download.

万得基金PRO ships an update every 6 weeks, 时光智投 monthly. The most recent releases landed on September 22, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | 万得基金PRO | 时光智投 |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/pro/id492193124/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 76.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Paid | — |
| Size | 118 MB | 70 MB |
| Requires iOS | 12.0 | 12.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [Shanghai Wind Investment Management Co.,Ltd](https://appshunter.io/developer/955295307) | [Guanyuandaxin Finace Inc.](https://appshunter.io/developer/1166471490) |

## What reviewers say

### 万得基金PRO

[App page](https://appshunter.io/ios/app/pro/id492193124)

This app offers comprehensive fund investment services, leveraging deep financial data and AI to provide personalized investment plans, expert advice, and efficient trading. It aims to help users manage their wealth and achieve financial goals with secure and convenient tools.

**Highlights:** Global financial data and news, Exclusive investment research, Curated advisor services, Wide range of funds with low fees, Fast account opening and trading, AI wealth management assistant, Personalized investment plans, Multi-platform portfolio analysis

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 时光智投

[App page](https://appshunter.io/ios/app/id1166471491)

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 小白理财训练营 | $0.99 | one-time |
| 可转债打新课 | $74.99 | one-time |
| 港股打新实战训练营 | $89.99 | one-time |
| 开源赚钱课 | $129.99 | one-time |
| 保险实战训练营 | $149.99 | one-time |
| 基金实操训练营 | $199.99 | one-time |
| 股票实操训练营 | $199.99 | one-time |


## Frequently asked questions

### Is 万得基金PRO free?

万得基金PRO costs $0.99, with no in-app purchases.

### Is 时光智投 free?

时光智投 is free to download, with in-app purchases available.

### Do 万得基金PRO or 时光智投 have ads?

Neither 万得基金PRO nor 时光智投 shows ads.

### Which is updated more often, 万得基金PRO or 时光智投?

万得基金PRO ships an update every 6 weeks, and 时光智投 monthly. Most recently, 万得基金PRO was updated on September 22, 2026 and 时光智投 on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*