# Monaeo vs GS PWM

The clearest difference is monetization model: GS PWM at free against Monaeo's freemium. GS PWM also leads on rating (4.3 vs 4.0) and update cadence (fortnightly vs every 6 weeks). Monaeo's advantage is review sentiment (57% vs 36%) and iOS requirement (15.6 vs 18.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GS PWM holds the better App Store score, 4.3 against 4.0. Both are backed by a comparable volume of ratings — 56 and 86 respectively. Written reviews complicate that: 57% of Monaeo's written reviews are positive against 36% of GS PWM's, so the app with the better star average is not the one people write more warmly about.

Monaeo ships an update every 6 weeks, GS PWM fortnightly. The most recent releases landed on October 14, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Monaeo | GS PWM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (56 ratings)](https://appshunter.io/ios/app/monaeo/id492419975/reviews) | **[4.3 (86 ratings)](https://appshunter.io/ios/app/gs-pwm/id1440077444/reviews)** |
| Number of ratings | 56 | **86** |
| Positive reviews | **57.1% of reviews** | 36.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Freemium | **Free** |
| Size | 61 MB | 188 MB |
| Requires iOS | **15.6** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Monaeo LLC](https://appshunter.io/developer/492419978) | [Goldman Sachs](https://appshunter.io/developer/430022673) |

## What reviewers say

### Monaeo

[App page](https://appshunter.io/ios/app/monaeo/id492419975)

This app automatically tracks your travel days across different locations to help manage tax compliance and defend against audits. It securely logs your trips, providing data for statutory residency, payroll withholding, and more.

**Highlights:** Automated travel logging, Track days in different locations, Manage tax exposures, Audit defense reports, Early travel alerts, Secure data encryption

**In-app purchases:** none


### GS PWM

[App page](https://appshunter.io/ios/app/gs-pwm/id1440077444)

Manage your Goldman Sachs Private Wealth Management or Ayco accounts on the go. View portfolio performance, initiate transfers, and stay updated with market insights. Designed for existing clients to access their financial information securely.

**Highlights:** View portfolio market value, Track investment results, Initiate transfers, Approve transactions, Deposit checks, Contact your team, Access market insights

**In-app purchases:** none


## Frequently asked questions

### Is Monaeo free?

Monaeo is free to download, with no in-app purchases.

### Is GS PWM free?

GS PWM is free to download, with no in-app purchases.

### Which has better reviews, Monaeo or GS PWM?

GS PWM is rated higher. Monaeo averages 4.0 out of 5 from 56 ratings, while GS PWM averages 4.3 from 86 ratings.

### Do Monaeo or GS PWM have ads?

Neither Monaeo nor GS PWM shows ads.

### Which is updated more often, Monaeo or GS PWM?

Monaeo ships an update every 6 weeks, and GS PWM fortnightly. Most recently, Monaeo was updated on October 14, 2026 and GS PWM on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*