# Monaeo vs Morgan Stanley Matrix

Monaeo and Morgan Stanley Matrix both sit at 4.0 stars, but that hides the real split: 57% of Monaeo's written reviews are positive against 25% of Morgan Stanley Matrix's. Monaeo also leads on ratings volume (56 vs 5) and iOS requirement (15.6 vs 18.0). Morgan Stanley Matrix's advantage is monetization model (free vs freemium). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Morgan Stanley Matrix holds the better App Store score, 4.2 against 4.0. That said, the two scores are not equally well evidenced: Monaeo has 56 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 57% of Monaeo's written reviews are positive against 25% of Morgan Stanley Matrix's, so the app with the better star average is not the one people write more warmly about.

Monaeo ships an update every 6 weeks, Morgan Stanley Matrix every 2 months. The most recent releases landed on October 14, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Monaeo | Morgan Stanley Matrix |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (56 ratings)](https://appshunter.io/ios/app/monaeo/id492419975/reviews) | **[4.2 (5 ratings)](https://appshunter.io/ios/app/morgan-stanley-matrix/id501786735/reviews)** |
| Number of ratings | **56** | 5 |
| Positive reviews | **57.1% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Freemium | **Free** |
| Size | 61 MB | 17 MB |
| Requires iOS | **15.6** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Monaeo LLC](https://appshunter.io/developer/492419978) | [Morgan Stanley](https://appshunter.io/developer/387241940) |

## What reviewers say

### Monaeo

[App page](https://appshunter.io/ios/app/monaeo/id492419975)

This app automatically tracks your travel days across different locations to help manage tax compliance and defend against audits. It securely logs your trips, providing data for statutory residency, payroll withholding, and more.

**Highlights:** Automated travel logging, Track days in different locations, Manage tax exposures, Audit defense reports, Early travel alerts, Secure data encryption

**In-app purchases:** none


### Morgan Stanley Matrix

[App page](https://appshunter.io/ios/app/morgan-stanley-matrix/id501786735)

Access exclusive institutional client features for market insights, prime brokerage management, and foreign exchange trading. Stay updated with real-time data, research, and order management capabilities on the go.

**Highlights:** Proprietary research and market commentary, Personalized content feeds and alerts, Prime brokerage wire notifications and approvals, Real-time FX order entry and management, Two-factor authentication (Touch ID/Face ID)

**In-app purchases:** none


## Frequently asked questions

### Is Monaeo free?

Monaeo is free to download, with no in-app purchases.

### Is Morgan Stanley Matrix free?

Morgan Stanley Matrix is free to download, with no in-app purchases.

### Which has better reviews, Monaeo or Morgan Stanley Matrix?

Morgan Stanley Matrix is rated higher. Monaeo averages 4.0 out of 5 from 56 ratings, while Morgan Stanley Matrix averages 4.2 from 5 ratings.

### Do Monaeo or Morgan Stanley Matrix have ads?

Neither Monaeo nor Morgan Stanley Matrix shows ads.

### Which is updated more often, Monaeo or Morgan Stanley Matrix?

Monaeo ships an update every 6 weeks, and Morgan Stanley Matrix every 2 months. Most recently, Monaeo was updated on October 14, 2026 and Morgan Stanley Matrix on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*