# 邮储银行 vs 鲨鱼记账本Pro

The clearest difference is price: 邮储银行 at Free against 鲨鱼记账本Pro's $3.99. 邮储银行 also leads on in-app purchases (none vs 10) and ratings volume (2K vs 318). 鲨鱼记账本Pro's advantage is review sentiment (92% vs 71%) and rating (4.8 vs 4.6). On update cadence, ads, device support and iOS requirement there is nothing between them.

邮储银行 is free to download; 鲨鱼记账本Pro costs $3.99 up front. 鲨鱼记账本Pro sells 10 one-off in-app purchases. 邮储银行 asks for nothing beyond the download.

鲨鱼记账本Pro holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: 邮储银行 has 2K ratings behind it against 318, so its average is the more settled of the two. Written reviews point the same way: 71% of 邮储银行's written reviews are positive against 92% of 鲨鱼记账本Pro's.

邮储银行 ships an update monthly, 鲨鱼记账本Pro every 6 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | 邮储银行 | 鲨鱼记账本Pro |
| --- | --- | --- |
| Price | **Free** | $3.99 |
| Rating | [4.6 (2K ratings)](https://appshunter.io/ios/app/id493489515/reviews) | **[4.8 (318 ratings)](https://appshunter.io/ios/app/pro/id1163515895/reviews)** |
| Number of ratings | **2K** | 318 |
| Positive reviews | 70.7% of reviews | **92.1% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | — | Paid |
| Best chart rank | — | **#31** |
| Size | 312 MB | 60 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [中国邮政储蓄银行](https://appshunter.io/developer/493489518) | [Beijing Shark Pioneer Network Technology Co.,Ltd](https://appshunter.io/developer/1079713423) |

## What reviewers say

### 邮储银行

[App page](https://appshunter.io/ios/app/id493489515)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient
- 👍 Easy to use
- 👍 Friendly and helpful customer service

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🔒 Security concerns with biometric identification
- 🔋 High battery consumption

**Reported bugs**

- Repeated failed attempts at facial recognition
- Inability to update personal information
- Inconsistent app performance across devices

**Requested features**

- Improved biometric identification process
- Simplified login and account management
- Expanded functionality beyond just banking


### 鲨鱼记账本Pro

[App page](https://appshunter.io/ios/app/pro/id1163515895)

**Currently charting:** #31 Top Paid · Finance (US App Store)

Effortlessly track your spending with a minimalist interface that allows for quick entries. Analyze your financial habits through clear charts and set budgets to gain precise control over your expenses. Securely sync your data and receive reminders to ensure you never miss a transaction.

**Highlights:** 3-second expense logging, Visual spending trend analysis, Cloud data synchronization, Smart note suggestions, Customizable reminders, Budget management, Expense categorization

**Features:** Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 6财富币 | $0.99 | one-time |
| 68财富币 | $9.99 | one-time |
| 88财富币 | $12.99 | one-time |
| 98财富币 | $14.99 | one-time |
| 128财富币 | $19.99 | one-time |
| 168财富币 | $24.99 | one-time |
| 198财富币 | $29.99 | one-time |
| 898财富币 | $129.99 | one-time |
| 1598财富币 | $229.99 | one-time |
| 1998财富币 | $299.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Convenient for quick logging
- 💡 Helpful budgeting features
- 📊 Clear visual reports

**What reviewers complain about**

- 🐛 Inability to edit/delete past entries
- 💰 Lack of multi-currency support
- 📱 No Apple Watch integration
- 🔒 Mandatory login to use the app

**Reported bugs**

- Syncing issues between devices
- Occasional app crashes

**Requested features**

- Add multi-currency support
- Implement Apple Watch app
- Allow editing/deleting of past entries
- Provide option to set custom monthly start dates


## Frequently asked questions

### Is 邮储银行 free?

邮储银行 is free to download, with no in-app purchases.

### Is 鲨鱼记账本Pro free?

鲨鱼记账本Pro costs $3.99, and also offers in-app purchases.

### Which has better reviews, 邮储银行 or 鲨鱼记账本Pro?

鲨鱼记账本Pro is rated higher. 邮储银行 averages 4.6 out of 5 from 2K ratings, while 鲨鱼记账本Pro averages 4.8 from 318 ratings.

### Do 邮储银行 or 鲨鱼记账本Pro have ads?

Neither 邮储银行 nor 鲨鱼记账本Pro shows ads.

### Which is updated more often, 邮储银行 or 鲨鱼记账本Pro?

邮储银行 ships an update monthly, and 鲨鱼记账本Pro every 6 weeks. Most recently, 邮储银行 was updated on October 26, 2026 and 鲨鱼记账本Pro on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*