# 邮储银行 vs 金燕e商

The clearest difference is review sentiment: 邮储银行 at 72% against 金燕e商's 20%. 邮储银行 also leads on ratings volume (2.1K vs 1) and update cadence (monthly vs every 4 months). 金燕e商's advantage is rating (5.0 vs 4.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

金燕e商 holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: 邮储银行 has 2.1K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 72% of 邮储银行's written reviews are positive against 20% of 金燕e商's, so the app with the better star average is not the one people write more warmly about.

邮储银行 ships an update monthly, 金燕e商 every 4 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | 邮储银行 | 金燕e商 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (2.1K ratings)](https://appshunter.io/ios/app/id493489515/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/e/id1410570306/reviews)** |
| Number of ratings | **2.1K** | 1 |
| Positive reviews | **72.2% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | — | Free |
| Size | 312 MB | 30 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [中国邮政储蓄银行](https://appshunter.io/developer/493489518) | [Henan Rural Commercial Bank Co.Ltd](https://appshunter.io/developer/1802561039) |

## What reviewers say

### 邮储银行

[App page](https://appshunter.io/ios/app/id493489515)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient
- 👍 Easy to use
- 👍 Friendly and helpful customer service

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🔒 Security concerns with biometric identification
- 🔋 High battery consumption

**Reported bugs**

- Repeated failed attempts at facial recognition
- Inability to update personal information
- Inconsistent app performance across devices

**Requested features**

- Improved biometric identification process
- Simplified login and account management
- Expanded functionality beyond just banking


### 金燕e商

[App page](https://appshunter.io/ios/app/e/id1410570306)

A mobile platform for merchants to manage payments and transactions. It offers features for receiving payments, querying transactions, managing settlements, and tracking sales reports. Provides a secure and convenient experience for business operations.

**Highlights:** Payment collection, Transaction query, Settlement management, Cashier management, Report statistics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 邮储银行 free?

邮储银行 is free to download, with no in-app purchases.

### Is 金燕e商 free?

金燕e商 is free to download, with no in-app purchases.

### Which has better reviews, 邮储银行 or 金燕e商?

金燕e商 is rated higher. 邮储银行 averages 4.6 out of 5 from 2.1K ratings, while 金燕e商 averages 5.0 from 1 ratings.

### Do 邮储银行 or 金燕e商 have ads?

Neither 邮储银行 nor 金燕e商 shows ads.

### Which is updated more often, 邮储银行 or 金燕e商?

邮储银行 ships an update monthly, and 金燕e商 every 4 months. Most recently, 邮储银行 was updated on November 6, 2026 and 金燕e商 on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*