# 邮储银行 vs 湖南农信手机银行V3

The clearest difference is review sentiment: 邮储银行 at 70% against 湖南农信手机银行V3's 12%. 邮储银行 also leads on rating (4.6 vs 2.8) and ratings volume (2K vs 5). 湖南农信手机银行V3's advantage is iOS requirement (11.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

邮储银行 holds the better App Store score, 4.6 against 2.8. That said, the two scores are not equally well evidenced: 邮储银行 has 2K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 70% of 邮储银行's written reviews are positive against 12% of 湖南农信手机银行V3's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 25, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 邮储银行 | 湖南农信手机银行V3 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (2K ratings)](https://appshunter.io/ios/app/id493489515/reviews)** | [2.8 (5 ratings)](https://appshunter.io/ios/app/v3/id1631060740/reviews) |
| Number of ratings | **2K** | 5 |
| Positive reviews | **69.8% of reviews** | 11.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | — | Free |
| Size | 312 MB | 343 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [中国邮政储蓄银行](https://appshunter.io/developer/493489518) | [湖南省农村信用社](https://appshunter.io/developer/777476383) |

## What reviewers say

### 邮储银行

[App page](https://appshunter.io/ios/app/id493489515)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient
- 👍 Easy to use
- 👍 Friendly and helpful customer service

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🔒 Security concerns with biometric identification
- 🔋 High battery consumption

**Reported bugs**

- Repeated failed attempts at facial recognition
- Inability to update personal information
- Inconsistent app performance across devices

**Requested features**

- Improved biometric identification process
- Simplified login and account management
- Expanded functionality beyond just banking


### 湖南农信手机银行V3

[App page](https://appshunter.io/ios/app/v3/id1631060740)

This mobile banking application provides clients with access to financial services from Hunan Rural Credit Cooperative. It offers features for account management, balance inquiries, fund transfers, personal loans, and credit card services.

**Highlights:** Account management, Account inquiry, Self-service transfers, Personal loans, Credit card services

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 邮储银行 free?

邮储银行 is free to download, with no in-app purchases.

### Is 湖南农信手机银行V3 free?

湖南农信手机银行V3 is free to download, with no in-app purchases.

### Which has better reviews, 邮储银行 or 湖南农信手机银行V3?

邮储银行 is rated higher. 邮储银行 averages 4.6 out of 5 from 2K ratings, while 湖南农信手机银行V3 averages 2.8 from 5 ratings.

### Do 邮储银行 or 湖南农信手机银行V3 have ads?

Neither 邮储银行 nor 湖南农信手机银行V3 shows ads.

### Which is updated more often, 邮储银行 or 湖南农信手机银行V3?

邮储银行 ships an update monthly, and 湖南农信手机银行V3 monthly. Most recently, 邮储银行 was updated on September 25, 2026 and 湖南农信手机银行V3 on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*