# 邮储银行 vs 我爱金

邮储银行 and 我爱金 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

邮储银行 ships an update monthly, 我爱金 every 2 months. The most recent releases landed on November 6, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | 邮储银行 | 我爱金 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (2.1K ratings)](https://appshunter.io/ios/app/id493489515/reviews)** | — |
| Number of ratings | **2.1K** | — |
| Positive reviews | 72.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Size | 312 MB | 38 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [中国邮政储蓄银行](https://appshunter.io/developer/493489518) | [中金鼎晟买金网](https://appshunter.io/developer/953945182) |

## What reviewers say

### 邮储银行

[App page](https://appshunter.io/ios/app/id493489515)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient
- 👍 Easy to use
- 👍 Friendly and helpful customer service

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🔒 Security concerns with biometric identification
- 🔋 High battery consumption

**Reported bugs**

- Repeated failed attempts at facial recognition
- Inability to update personal information
- Inconsistent app performance across devices

**Requested features**

- Improved biometric identification process
- Simplified login and account management
- Expanded functionality beyond just banking


### 我爱金

[App page](https://appshunter.io/ios/app/id953945183)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 邮储银行 free?

邮储银行 is free to download, with no in-app purchases.

### Is 我爱金 free?

我爱金 is free to download, with no in-app purchases.

### Do 邮储银行 or 我爱金 have ads?

Neither 邮储银行 nor 我爱金 shows ads.

### Which is updated more often, 邮储银行 or 我爱金?

邮储银行 ships an update monthly, and 我爱金 every 2 months. Most recently, 邮储银行 was updated on November 6, 2026 and 我爱金 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*