# EZ Financial Calculators vs Annuity Lab

The clearest difference is review sentiment: EZ Financial Calculators at 69% against Annuity Lab's 0%. EZ Financial Calculators also leads on rating (4.4 vs 1.1) and ratings volume (55 vs 10). Annuity Lab's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EZ Financial Calculators holds the better App Store score, 4.4 against 1.1. That said, the two scores are not equally well evidenced: EZ Financial Calculators has 55 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 69% of EZ Financial Calculators's written reviews are positive against 0% of Annuity Lab's.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | EZ Financial Calculators | Annuity Lab |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (55 ratings)](https://appshunter.io/ios/app/ez-financial-calculators/id494170744/reviews)** | [1.1 (10 ratings)](https://appshunter.io/ios/app/annuity-lab/id1152480477/reviews) |
| Number of ratings | **55** | 10 |
| Positive reviews | **68.9% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | Ad-supported | **Free** |
| Size | 23 MB | 11 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bishinew Incorporated](https://appshunter.io/developer/494170747) | [Brody Knob LLC](https://appshunter.io/developer/1152480476) |

## What reviewers say

### EZ Financial Calculators

[App page](https://appshunter.io/ios/app/ez-financial-calculators/id494170744)

Access a comprehensive suite of financial tools for personal and business use. Calculate loans, mortgages, investments, retirement savings, and more with ease. This app offers a wide range of specialized calculators for detailed financial analysis.

**Highlights:** Finance and Investment Calculators, Loan and Mortgage Calculators, Retirement Planning Tools, Bond and Stock Analysis, Credit Card and Auto Loan Tools, Business Accounting Calculators

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Powerful set of financial calculators
- 💡 Comprehensive range of features
- 👍 Helpful for personal finance and education
- 👍 Great customer support

**What reviewers complain about**

- 🐛 Occasional crashes or bugs
- 🔍 Intrusive ads in free version
- 🔍 Lack of customization options
- 🐛 Inaccurate calculations in certain cases

**Reported bugs**

- Save/Calculate button disappearing
- Porn ads appearing in app
- Screens flipping automatically on launch
- TVM calculator not working correctly

**Requested features**

- Add progressive interest calculator
- Include APY field in compound interest calculator
- Improve TVM calculator functionality
- Add rental property calculator
- Provide option to purchase ad-free version


### Annuity Lab

[App page](https://appshunter.io/ios/app/annuity-lab/id1152480477)

Compare living benefit riders and fixed index annuities with detailed calculations for annual returns, income potential, and historical index performance. Plan your retirement income with interactive modeling tools.

**Highlights:** Living Benefit Rider comparison, Fixed Index Annuity comparison, Annual rate of return calculation, Annual income projection, Historical index performance analysis, Required initial premium calculation, 30-year contract value modeling

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is EZ Financial Calculators free?

EZ Financial Calculators is free to download, with no in-app purchases.

### Is Annuity Lab free?

Annuity Lab is free to download, with no in-app purchases.

### Which has better reviews, EZ Financial Calculators or Annuity Lab?

EZ Financial Calculators is rated higher. EZ Financial Calculators averages 4.4 out of 5 from 55 ratings, while Annuity Lab averages 1.1 from 10 ratings.

### Do EZ Financial Calculators or Annuity Lab have ads?

EZ Financial Calculators shows ads; Annuity Lab does not.

### Which is updated more often, EZ Financial Calculators or Annuity Lab?

EZ Financial Calculators ships an update every 4 months, and Annuity Lab every 4 months. Most recently, EZ Financial Calculators was updated on November 6, 2026 and Annuity Lab on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*