# Citadele Bank vs Luminor Eesti

The clearest difference is review sentiment: Citadele Bank at 33% against Luminor Eesti's 0%. Citadele Bank also leads on update cadence (every 2 months vs every 5 months). Luminor Eesti's advantage is iOS requirement (11.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Citadele Bank ships an update every 2 months, Luminor Eesti every 5 months. The most recent releases landed on October 16, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Citadele Bank | Luminor Eesti |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (124 ratings)](https://appshunter.io/ios/app/citadele-bank/id495139240/reviews)** | — |
| Number of ratings | **124** | — |
| Positive reviews | **33.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 377 MB | 11 MB |
| Requires iOS | 17.0 | **11.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Citadele Banka AS](https://appshunter.io/developer/495139243) | [Luminor Bank AB](https://appshunter.io/developer/1312747939) |

## What reviewers say

### Citadele Bank

[App page](https://appshunter.io/ios/app/citadele-bank/id495139240)

Manage your daily banking needs conveniently from your mobile device. Open an account in minutes, choose from various card options with benefits like free transfers, cash withdrawals, and insurance. Authorize payments with biometrics, block/unblock cards, and change PINs.

**Highlights:** Open account in 7 minutes, Choose from smart, supreme, and prime cards, Free transfers and ATM withdrawals worldwide, Purchase and travel insurance, Biometric payment authorization, Block/unblock cards and change PINs, Make payments up to EUR 10,000

**Features:** Apple Wallet

**In-app purchases:** none


### Luminor Eesti

[App page](https://appshunter.io/ios/app/luminor-eesti/id1462051329)

Manage your personal and business accounts, make payments, and handle your bank cards. Set up recurring payments and e-invoices, review loan details, and save money with deposit products. Security is prioritized with multiple login options and phone protection.

**Highlights:** Account management (private & business), Make bank transfers, Manage payment cards, Set up standing orders & e-invoices, Review loan agreement information, Deposit products for saving, Secure login options

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Citadele Bank free?

Citadele Bank is free to download, with no in-app purchases.

### Is Luminor Eesti free?

Luminor Eesti is free to download, with no in-app purchases.

### Do Citadele Bank or Luminor Eesti have ads?

Neither Citadele Bank nor Luminor Eesti shows ads.

### Which is updated more often, Citadele Bank or Luminor Eesti?

Citadele Bank ships an update every 2 months, and Luminor Eesti every 5 months. Most recently, Citadele Bank was updated on October 16, 2026 and Luminor Eesti on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*