# Citadele Bank vs BALTA

The clearest difference is rating: Citadele Bank at 4.9 against BALTA's 1.0. Citadele Bank also leads on ratings volume (124 vs 1). BALTA's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Citadele Bank holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: Citadele Bank has 124 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 18, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Citadele Bank | BALTA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (124 ratings)](https://appshunter.io/ios/app/citadele-bank/id495139240/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/balta/id1475076952/reviews) |
| Number of ratings | **124** | 1 |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 377 MB | 11 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Citadele Banka AS](https://appshunter.io/developer/495139243) | [AAS "Balta"](https://appshunter.io/developer/1475076951) |

## What reviewers say

### Citadele Bank

[App page](https://appshunter.io/ios/app/citadele-bank/id495139240)

Manage your daily banking needs conveniently from your mobile device. Open an account in minutes, choose from various card options with benefits like free transfers, cash withdrawals, and insurance. Authorize payments with biometrics, block/unblock cards, and change PINs.

**Highlights:** Open account in 7 minutes, Choose from smart, supreme, and prime cards, Free transfers and ATM withdrawals worldwide, Purchase and travel insurance, Biometric payment authorization, Block/unblock cards and change PINs, Make payments up to EUR 10,000

**Features:** Apple Wallet

**In-app purchases:** none


### BALTA

[App page](https://appshunter.io/ios/app/balta/id1475076952)

Manage your health insurance, submit claims, and access policy information conveniently. Purchase insurance services and track your claim status with notifications.

**Highlights:** Health insurance e-card, Submit insurance claims, Track claim status, Receive decision notifications, Purchase insurance services, View policy and bill information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Citadele Bank free?

Citadele Bank is free to download, with no in-app purchases.

### Is BALTA free?

BALTA is free to download, with no in-app purchases.

### Which has better reviews, Citadele Bank or BALTA?

Citadele Bank is rated higher. Citadele Bank averages 4.9 out of 5 from 124 ratings, while BALTA averages 1.0 from 1 ratings.

### Do Citadele Bank or BALTA have ads?

Neither Citadele Bank nor BALTA shows ads.

### Which is updated more often, Citadele Bank or BALTA?

Citadele Bank ships an update every 2 months, and BALTA every 2 months. Most recently, Citadele Bank was updated on September 18, 2026 and BALTA on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*