# Citadele Bank vs Luminor Bloom

The clearest difference is ratings volume: Citadele Bank at 124 against Luminor Bloom's 1. Luminor Bloom's advantage is update cadence (every 10 days vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Citadele Bank against 5.0 for Luminor Bloom. That said, the two scores are not equally well evidenced: Citadele Bank has 124 ratings behind it against 1, so its average is the more settled of the two.

Citadele Bank ships an update every 2 months, Luminor Bloom every 10 days. The most recent releases landed on September 18, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Citadele Bank | Luminor Bloom |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (124 ratings)](https://appshunter.io/ios/app/citadele-bank/id495139240/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/luminor-bloom/id6755387570/reviews)** |
| Number of ratings | **124** | 1 |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | Free | Free |
| Size | 377 MB | 80 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Citadele Banka AS](https://appshunter.io/developer/495139243) | [Luminor Bank AB](https://appshunter.io/developer/1312747939) |

## What reviewers say

### Citadele Bank

[App page](https://appshunter.io/ios/app/citadele-bank/id495139240)

Manage your daily banking needs conveniently from your mobile device. Open an account in minutes, choose from various card options with benefits like free transfers, cash withdrawals, and insurance. Authorize payments with biometrics, block/unblock cards, and change PINs.

**Highlights:** Open account in 7 minutes, Choose from smart, supreme, and prime cards, Free transfers and ATM withdrawals worldwide, Purchase and travel insurance, Biometric payment authorization, Block/unblock cards and change PINs, Make payments up to EUR 10,000

**Features:** Apple Wallet

**In-app purchases:** none


### Luminor Bloom

[App page](https://appshunter.io/ios/app/luminor-bloom/id6755387570)

This app offers a digital payment card and banking services for everyday use. It provides cashback on purchases at specific retailers and allows for free euro payments and cash withdrawals. Enjoy secure online and in-store transactions with full control via the app.

**Highlights:** Digital payment card, Cashback on Rimi purchases, Free euro payments, Free cash withdrawals, Secure online payments, Card management via app

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Citadele Bank free?

Citadele Bank is free to download, with no in-app purchases.

### Is Luminor Bloom free?

Luminor Bloom is free to download, with no in-app purchases.

### Which has better reviews, Citadele Bank or Luminor Bloom?

Luminor Bloom is rated higher. Citadele Bank averages 4.9 out of 5 from 124 ratings, while Luminor Bloom averages 5.0 from 1 ratings.

### Do Citadele Bank or Luminor Bloom have ads?

Neither Citadele Bank nor Luminor Bloom shows ads.

### Which is updated more often, Citadele Bank or Luminor Bloom?

Citadele Bank ships an update every 2 months, and Luminor Bloom every 10 days. Most recently, Citadele Bank was updated on September 18, 2026 and Luminor Bloom on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*