# 新光銀行 vs Pay4U 幫你付

The clearest difference is update cadence: 新光銀行 at every 3 weeks against Pay4U 幫你付's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

新光銀行 ships an update every 3 weeks, Pay4U 幫你付 every 4 months. The most recent releases landed on September 16, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | 新光銀行 | Pay4U 幫你付 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (6 ratings)](https://appshunter.io/ios/app/id495872725/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 37.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Size | 102 MB | 21 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Shin Kong Financial Holding Co., Ltd.](https://appshunter.io/developer/457761355) | [HOTAI FINANCE CO., LTD.](https://appshunter.io/developer/1490549647) |

## What reviewers say

### 新光銀行

[App page](https://appshunter.io/ios/app/id495872725)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pay4U 幫你付

[App page](https://appshunter.io/ios/app/pay4u/id6446575778)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 新光銀行 free?

新光銀行 is free to download, with no in-app purchases.

### Is Pay4U 幫你付 free?

Pay4U 幫你付 is free to download, with no in-app purchases.

### Do 新光銀行 or Pay4U 幫你付 have ads?

Neither 新光銀行 nor Pay4U 幫你付 shows ads.

### Which is updated more often, 新光銀行 or Pay4U 幫你付?

新光銀行 ships an update every 3 weeks, and Pay4U 幫你付 every 4 months. Most recently, 新光銀行 was updated on September 16, 2026 and Pay4U 幫你付 on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*