# Banana Split, Bill & Expenses vs Cost Split

The clearest difference is ads: Cost Split at none against Banana Split, Bill & Expenses's shown. Cost Split also leads on review sentiment (86% vs 57%) and iOS requirement (8.0 vs 16.0). Banana Split, Bill & Expenses's advantage is update cadence (every 9 days vs every 6 weeks). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Banana Split, Bill & Expenses sells 9 in-app purchases, starting at $1.99 per month and Cost Split sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.5 for Banana Split, Bill & Expenses against 4.6 for Cost Split. Both are backed by a comparable volume of ratings — 212 and 129 respectively. Written reviews are what separate them: 57% of Banana Split, Bill & Expenses's written reviews are positive against 86% of Cost Split's.

Banana Split, Bill & Expenses ships an update every 9 days, Cost Split every 6 weeks. The most recent releases landed on October 19, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Banana Split, Bill & Expenses | Cost Split |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (212 ratings)](https://appshunter.io/ios/app/banana-split-bill-and-expenses/id497258676/reviews) | **[4.6 (129 ratings)](https://appshunter.io/ios/app/cost-split/id524132764/reviews)** |
| Number of ratings | **212** | 129 |
| Positive reviews | 57.3% of reviews | **85.7% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 9 days** | Every 6 weeks |
| Monetization | Freemium | Free with in-app purchases |
| Size | 46 MB | 31 MB |
| Requires iOS | 16.0 | **8.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [oWorld Software](https://appshunter.io/developer/291192797) | [Jacob Ivstam](https://appshunter.io/developer/524132767) |

## What reviewers say

### Banana Split, Bill & Expenses

[App page](https://appshunter.io/ios/app/banana-split-bill-and-expenses/id497258676)

Easily manage group expenses for trips and events. Track who paid for what and who owes whom, simplifying settlement. Supports over 120 currencies and allows sharing summaries via email.

**Highlights:** Create events, Add participants, Record expenses, View expense summaries, Settle accounts, Multi-currency support, Share accounts via email

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium subscription Monthly | $1.99 | per month |
| Split Expenses Premium Yearly | $11.99 | per year |
| Premium - 2 people | $15.99 | per year |
| Premium - 4 people | $24.99 | per year |
| Friends/Family plan | $39.99 | per year |
| Unlock this event | $1.99 | one-time |
| Weekly pass | $1.99 | one-time |
| Share event - 5 credits | $2.99 | one-time |
| Split expenses Pro | $17.99 | one-time |


### Cost Split

[App page](https://appshunter.io/ios/app/cost-split/id524132764)

Easily manage shared expenses with friends and family. Track group costs, split bills unevenly, and get clear payback plans. Supports online and offline use with cloud sync and email reports.

**Highlights:** Cloud sync for group expenses, Offline support, Uneven expense splitting, Payback calculations, Email expense reports, Multiple currency support, Attach photos to expenses

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock | $0.99 | one-time |
| Premium | $0.99 | one-time |

**What reviewers like**

- 🚀 Easy to use
- 👍 Intuitive interface
- 💰 Inexpensive premium version
- 🌍 Supports multiple currencies
- 📝 Detailed expense tracking

**What reviewers complain about**

- 🐛 Currency rates not downloading
- 🔒 Difficult to cancel premium subscription
- 🔍 Limited to 5 free transactions
- 📤 Email report formatting issues
- 🔍 Lack of search/filtering options

**Reported bugs**

- Syncing issues between devices
- Incorrect expense calculation/payback amounts

**Requested features**

- Add ability to group/categorize expenses
- Implement Android app version
- Allow more than one person to pay an expense
- Add option to print/export expense reports
- Include receipt image attachments in email reports


## Frequently asked questions

### Is Banana Split, Bill & Expenses free?

Banana Split, Bill & Expenses is free to download, with in-app purchases available.

### Is Cost Split free?

Cost Split is free to download, with in-app purchases available.

### Which has better reviews, Banana Split, Bill & Expenses or Cost Split?

Cost Split is rated higher. Banana Split, Bill & Expenses averages 4.5 out of 5 from 212 ratings, while Cost Split averages 4.6 from 129 ratings.

### Do Banana Split, Bill & Expenses or Cost Split have ads?

Banana Split, Bill & Expenses shows ads; Cost Split does not.

### Which is updated more often, Banana Split, Bill & Expenses or Cost Split?

Banana Split, Bill & Expenses ships an update every 9 days, and Cost Split every 6 weeks. Most recently, Banana Split, Bill & Expenses was updated on October 19, 2026 and Cost Split on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*