# Banana Split, Bill & Expenses vs Check Mate

The clearest difference is rating: Check Mate at 5.0 against Banana Split, Bill & Expenses's 4.5. Check Mate also leads on in-app purchases (none vs 9) and ads (none vs shown). Banana Split, Bill & Expenses's advantage is ratings volume (212 vs 3) and update cadence (every 10 days vs monthly). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Banana Split, Bill & Expenses sells 9 in-app purchases, starting at $1.99 per month. Check Mate asks for nothing beyond the download.

Check Mate holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Banana Split, Bill & Expenses has 212 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 57% of Banana Split, Bill & Expenses's written reviews are positive against 83% of Check Mate's.

Banana Split, Bill & Expenses ships an update every 10 days, Check Mate monthly. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Banana Split, Bill & Expenses | Check Mate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (212 ratings)](https://appshunter.io/ios/app/banana-split-bill-and-expenses/id497258676/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/check-mate-split-bills/id6475055417/reviews)** |
| Number of ratings | **212** | 3 |
| Positive reviews | 56.7% of reviews | **83.3% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 10 days** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 47 MB | 9 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [oWorld Software](https://appshunter.io/developer/291192797) | [Aizhan Kozhakhmetova](https://appshunter.io/developer/1780234118) |

## What reviewers say

### Banana Split, Bill & Expenses

[App page](https://appshunter.io/ios/app/banana-split-bill-and-expenses/id497258676)

Effortlessly track and settle shared expenses for trips, flatmates, or couples. This app automatically calculates who owes what, minimizing paybacks and providing a clear record of all transactions. Supports over 40 currencies and recurring bills for seamless group finance management.

**Highlights:** Automatic calculation of who owes what, Minimizes paybacks for easy settlement, Records of all expenses (payer, recipient, amount), Multi-currency support for 40+ currencies, Handles recurring expenses for shared living, Real-time event sharing via link, Export accounts via email

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium subscription Monthly | $1.99 | per month |
| Split Expenses Premium Yearly | $11.99 | per year |
| Premium - 2 people | $15.99 | per year |
| Premium - 4 people | $24.99 | per year |
| Friends/Family plan | $39.99 | per year |
| Unlock this event | $1.99 | one-time |
| Weekly pass | $1.99 | one-time |
| Share event - 5 credits | $2.99 | one-time |
| Split expenses Pro | $17.99 | one-time |


### Check Mate

[App page](https://appshunter.io/ios/app/check-mate-split-bills/id6475055417)

Effortlessly divide shared expenses with friends and family. Snap a photo of your bill, itemize costs, and clearly see who owes whom. Keep a history of all your shared expenses for easy tracking and transparent financial transactions.

**Highlights:** Bill photo scanning, Automatic expense identification, Customizable expense itemization, Clear 'who owes whom' breakdown, Shareable settlement reports, History of all bills

**In-app purchases:** none


## Frequently asked questions

### Is Banana Split, Bill & Expenses free?

Banana Split, Bill & Expenses is free to download, with in-app purchases available.

### Is Check Mate free?

Check Mate is free to download, with no in-app purchases.

### Which has better reviews, Banana Split, Bill & Expenses or Check Mate?

Check Mate is rated higher. Banana Split, Bill & Expenses averages 4.5 out of 5 from 212 ratings, while Check Mate averages 5.0 from 3 ratings.

### Do Banana Split, Bill & Expenses or Check Mate have ads?

Banana Split, Bill & Expenses shows ads; Check Mate does not.

### Which is updated more often, Banana Split, Bill & Expenses or Check Mate?

Banana Split, Bill & Expenses ships an update every 10 days, and Check Mate monthly. Most recently, Banana Split, Bill & Expenses was updated on November 6, 2026 and Check Mate on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*