# Banana Split, Bill & Expenses vs Cospender

The clearest difference is ads: Cospender at none against Banana Split, Bill & Expenses's shown. Cospender also leads on review sentiment (79% vs 57%) and device support (4 vs 2). Banana Split, Bill & Expenses's advantage is update cadence (every 10 days vs every 3 weeks) and ratings volume (212 vs 29). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Banana Split, Bill & Expenses sells 9 in-app purchases, starting at $1.99 per month and Cospender sells 1 in-app purchase, starting at $6.99 per year. Whichever you choose, the download price is not the number that matters.

Cospender holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Banana Split, Bill & Expenses has 212 ratings behind it against 29, so its average is the more settled of the two. Written reviews point the same way: 57% of Banana Split, Bill & Expenses's written reviews are positive against 79% of Cospender's.

Banana Split, Bill & Expenses ships an update every 10 days, Cospender every 3 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | Banana Split, Bill & Expenses | Cospender |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (212 ratings)](https://appshunter.io/ios/app/banana-split-bill-and-expenses/id497258676/reviews) | **[4.7 (29 ratings)](https://appshunter.io/ios/app/cospender-split-expenses/id962443495/reviews)** |
| Number of ratings | **212** | 29 |
| Positive reviews | 56.7% of reviews | **79.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 47 MB | 7 MB |
| Requires iOS | 16.0 | **8.2** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [oWorld Software](https://appshunter.io/developer/291192797) | [Stephan Bordera](https://appshunter.io/developer/424834018) |

## What reviewers say

### Banana Split, Bill & Expenses

[App page](https://appshunter.io/ios/app/banana-split-bill-and-expenses/id497258676)

Effortlessly track and settle shared expenses for trips, flatmates, or couples. This app automatically calculates who owes what, minimizing paybacks and providing a clear record of all transactions. Supports over 40 currencies and recurring bills for seamless group finance management.

**Highlights:** Automatic calculation of who owes what, Minimizes paybacks for easy settlement, Records of all expenses (payer, recipient, amount), Multi-currency support for 40+ currencies, Handles recurring expenses for shared living, Real-time event sharing via link, Export accounts via email

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium subscription Monthly | $1.99 | per month |
| Split Expenses Premium Yearly | $11.99 | per year |
| Premium - 2 people | $15.99 | per year |
| Premium - 4 people | $24.99 | per year |
| Friends/Family plan | $39.99 | per year |
| Unlock this event | $1.99 | one-time |
| Weekly pass | $1.99 | one-time |
| Share event - 5 credits | $2.99 | one-time |
| Split expenses Pro | $17.99 | one-time |


### Cospender

[App page](https://appshunter.io/ios/app/cospender-split-expenses/id962443495)

Easily manage shared expenses with friends, family, or partners. Create groups, add expenses, and see automatic debt calculations. Track spending with graphs and set up recurring costs. Integrates with Apple Watch and notification widgets for quick access.

**Highlights:** Create expense groups, Invite members to share, Automatic debt calculation, Detailed expense graphs, Recurring expense setup, Apple Watch integration, Notification center widget

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cospender Premium One Year | $6.99 | per year |


## Frequently asked questions

### Is Banana Split, Bill & Expenses free?

Banana Split, Bill & Expenses is free to download, with in-app purchases available.

### Is Cospender free?

Cospender is free to download, with in-app purchases available.

### Which has better reviews, Banana Split, Bill & Expenses or Cospender?

Cospender is rated higher. Banana Split, Bill & Expenses averages 4.5 out of 5 from 212 ratings, while Cospender averages 4.7 from 29 ratings.

### Do Banana Split, Bill & Expenses or Cospender have ads?

Banana Split, Bill & Expenses shows ads; Cospender does not.

### Which is updated more often, Banana Split, Bill & Expenses or Cospender?

Banana Split, Bill & Expenses ships an update every 10 days, and Cospender every 3 weeks. Most recently, Banana Split, Bill & Expenses was updated on November 1, 2026 and Cospender on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*